Ethos Technologies Inc. (LIFE)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 10 | 0 | 10 | 0 | 0 | 388 | 587 | 735 |
| Operating profit | $m | 73 | -104 | ||||||
| Net profit | $m | -15 | -32 | -44 | -50 | -64 | 71 | -106 | -130 |
| EPS reported | $ | 1.14 | -2.63 | ||||||
| Operating cashflow per share | $ | 0.58 | 1.25 | ||||||
| Capex per share | $ | 0.10 | 0.09 | ||||||
| FCF per share | $ | 0.48 | 1.15 | ||||||
| Free cash flow | $m | 30 | 73 | ||||||
| Net debt | $m | -126 | -150 | ||||||
| Book value equity | $m | -24 | - | ||||||
| Book value per share | $ | -0.39 | 7.50 | ||||||
| Number of shares | m | 62.56 | 65.64 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 1.33 | - | ||||||
| P/B LTM | x | -43.71 | 4.54 | ||||||
| P/S LTM | x | 2.72 | 1.80 | ||||||
| P/FCF LTM | x | 35.20 | 14.40 | ||||||
| EV/EBITDA LTM | x | 11.33 | -10.55 | ||||||
| EV/Sales LTM | x | 2.49 | 3.52 | ||||||
| Earnings Yield LTM | % | +75.19% | -4.93% | ||||||
| FCF Yield | % | +2.84% | +6.94% | ||||||
| Quality | |||||||||
| ROE | % | -295.04% | -50.41% | ||||||
| ROIC | % | +16.99% | -14.89% | ||||||
| Operating margin | % | +18.81% | -17.67% | ||||||
| Gross margin | % | +98.26% | +97.07% | ||||||
| FCF/Sales | % | +7.73% | +12.48% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | - | - | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 12.73 | 3.66 | ||||||
| Net Debt/EBITDA | x | -1.04 | 1.01 | ||||||
| EBIT/Net interest | x | 23.00 | -36.64 | ||||||
| Net debt/market cap | % | 0.00% | +0.89% | ||||||
| Net debt/Equity | x | 5.22 | - | ||||||
| Gross debt/equity | x | -0.10 | - | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Ethos Technologies Inc. functions as a third-party administrator for insurance policies in various global markets, including the United States, India, and Singapore. The company offers "Ethos," a comprehensive technology platform designed to transform the process of purchasing, distributing, and overseeing risk for life insurance products among consumers, agents, and insurance providers. Their product portfolio features term, whole, and indexed universal life insurance policies, complemented by offerings such as wills and estate planning assistance, and supplemental health insurance. Ethos serves a broad clientele, encompassing individual consumers, insurance agents, agencies, and carriers. Incorporated in 2016 and based in San Francisco, California, the organization was formerly known as Ethos Insurance Corporation until its name change in August 2016.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Ethos Technologies Inc. (LIFE)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Ethos Technologies Inc. functions as a third-party administrator for insurance policies in various global markets, including the United States, India, and Singapore. The company offers "Ethos," a comprehensive technology platform designed to transform the process of purchasing, distributing, and overseeing risk for life insurance products among consumers, agents, and insurance providers. Their product portfolio features term, whole, and indexed universal life insurance policies, complemented by offerings such as wills and estate planning assistance, and supplemental health insurance. Ethos serves a broad clientele, encompassing individual consumers, insurance agents, agencies, and carriers. Incorporated in 2016 and based in San Francisco, California, the organization was formerly known as Ethos Insurance Corporation until its name change in August 2016.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free