Ledyard Financial Group, Inc. (LFGP)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 32 | 33 | 30 | 31 | 33 | 43 | 47 | - |
| Operating profit | $m | 7 | 8 | ||||||
| Net profit | $m | 7 | 8 | 7 | 3 | 3 | 6 | 7 | - |
| EPS reported | $ | 1.80 | 2.01 | ||||||
| Operating cashflow per share | $ | 2.79 | 0.00 | ||||||
| Capex per share | $ | 0.39 | 0.00 | ||||||
| FCF per share | $ | 2.40 | 0.00 | ||||||
| Free cash flow | $m | 8 | 0 | ||||||
| Net debt | $m | 100 | 124 | ||||||
| Book value equity | $m | 63 | 65 | ||||||
| Book value per share | $ | 18.74 | 19.39 | ||||||
| Number of shares | m | 3.35 | 3.35 | ||||||
| DPS (TTM paid) | $ | 0.84 | 0.84 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.32 | 11.83 | ||||||
| P/B LTM | x | 0.80 | 0.77 | ||||||
| P/S LTM | x | 1.16 | 1.07 | ||||||
| P/FCF LTM | x | 6.24 | 0.00 | ||||||
| EV/EBITDA LTM | x | 20.27 | 18.01 | ||||||
| EV/Sales LTM | x | 3.46 | 3.51 | ||||||
| Earnings Yield LTM | % | +12.02% | +8.45% | ||||||
| FCF Yield | % | +16.04% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +9.60% | +10.46% | ||||||
| ROIC | % | +0.57% | +3.85% | ||||||
| Operating margin | % | +17.05% | +17.34% | ||||||
| Gross margin | % | +97.99% | +98.39% | ||||||
| FCF/Sales | % | +18.58% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +83.67% | +105.10% | ||||||
| Sales Growth YoY | % | +30.27% | +41.64% | ||||||
| Net Income Growth YoY | % | +84.86% | +107.22% | ||||||
| FCF Growth | % | +46.18% | -100.00% | ||||||
| Operating Profit Growth | % | +114.88% | +141.89% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +5.78% | +4.18% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +48.05% | 0.00% | ||||||
| FCF/Debt | x | 0.08 | 0.00 | ||||||
| Net Debt/EBITDA | x | 13.48 | 11.37 | ||||||
| EBIT/Net interest | x | 0.00 | 0.00 | ||||||
| Net debt/market cap | % | +2.09% | +1.28% | ||||||
| Net debt/Equity | x | 1.58 | 1.90 | ||||||
| Gross debt/equity | x | 1.67 | 1.90 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Ledyard Financial Group, Inc. operates as the bank holding company for Ledyard National Bank that provides retail and commercial banking, and wealth advisory services in New Hampshire and Vermont. It operates in two segments, Banking and Wealth Advisory Services. The company offers checking, savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides personal mortgages and loans, including express home, manufactured home, student, and consumer loans; renter’s advantage; home equity loans and lines; first-time homebuyers mortgages; and credit cards. In addition, the company offers business loans comprising healthcare banking and credit cards; cash management, workplace banking program, and payroll services; and small business banking, community first, and non-profit checking account. Further, it provides wealth management services that consist of investment management, banking, financial planning, tax planning and preparation, insurance, family gifting, charitable gifting, business succession, retirement planning, titling of assets, executor/trustee, durable power of attorney, distribution of wealth, and investment and insurance services. Additionally, the company offers online and mobile banking, mobile wallet, and MoneyMap management services. Ledyard Financial Group, Inc. was founded in 1991 and is headquartered in Hanover, New Hampshire.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Ledyard Financial Group, Inc. (LFGP)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Ledyard Financial Group, Inc. operates as the bank holding company for Ledyard National Bank that provides retail and commercial banking, and wealth advisory services in New Hampshire and Vermont. It operates in two segments, Banking and Wealth Advisory Services. The company offers checking, savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides personal mortgages and loans, including express home, manufactured home, student, and consumer loans; renter’s advantage; home equity loans and lines; first-time homebuyers mortgages; and credit cards. In addition, the company offers business loans comprising healthcare banking and credit cards; cash management, workplace banking program, and payroll services; and small business banking, community first, and non-profit checking account. Further, it provides wealth management services that consist of investment management, banking, financial planning, tax planning and preparation, insurance, family gifting, charitable gifting, business succession, retirement planning, titling of assets, executor/trustee, durable power of attorney, distribution of wealth, and investment and insurance services. Additionally, the company offers online and mobile banking, mobile wallet, and MoneyMap management services. Ledyard Financial Group, Inc. was founded in 1991 and is headquartered in Hanover, New Hampshire.
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