Jack Henry & Associates, Inc. (JKHY)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 1,697 | 1,758 | 1,943 | 2,078 | 2,216 | 2,375 | 2,533 | 2,532 |
| Operating profit | $m | 569 | 631 | ||||||
| Net profit | $m | 297 | 311 | 363 | 367 | 382 | 456 | 503 | 493 |
| EPS reported | $ | 6.24 | 6.97 | ||||||
| Operating cashflow per share | $ | 8.78 | 10.93 | ||||||
| Capex per share | $ | 0.73 | 0.82 | ||||||
| FCF per share | $ | 8.05 | 10.11 | ||||||
| Free cash flow | $m | 588 | 695 | ||||||
| Net debt | $m | -102 | -10 | ||||||
| Book value equity | $m | 2,131 | 2,052 | ||||||
| Book value per share | $ | 29.17 | 28.48 | ||||||
| Number of shares | m | 73.05 | 72.04 | ||||||
| DPS (TTM paid) | $ | 2.32 | 2.41 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 28.87 | 20.67 | ||||||
| P/B LTM | x | 6.18 | 6.41 | ||||||
| P/S LTM | x | 5.54 | 5.19 | ||||||
| P/FCF LTM | x | 22.38 | 18.94 | ||||||
| EV/EBITDA LTM | x | 16.30 | 15.14 | ||||||
| EV/Sales LTM | x | 5.50 | 4.36 | ||||||
| Earnings Yield LTM | % | +3.46% | +4.84% | ||||||
| FCF Yield | % | +4.47% | +5.28% | ||||||
| Quality | |||||||||
| ROE | % | +21.39% | +24.03% | ||||||
| ROIC | % | +17.63% | +18.62% | ||||||
| Operating margin | % | +23.94% | +26.00% | ||||||
| Gross margin | % | +42.71% | +44.06% | ||||||
| FCF/Sales | % | +24.76% | +28.92% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +19.31% | +33.27% | ||||||
| Sales Growth YoY | % | +7.21% | +14.35% | ||||||
| Net Income Growth YoY | % | +19.36% | +31.68% | ||||||
| FCF Growth | % | +15.34% | +36.27% | ||||||
| Operating Profit Growth | % | +16.21% | +28.93% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.25% | +1.55% | ||||||
| Dividend Growth | % | +5.45% | +9.55% | ||||||
| Payout Ratio | % | +36.12% | +32.69% | ||||||
| FCF/Debt | x | - | 17.37 | ||||||
| Net Debt/EBITDA | x | -0.13 | 0.08 | ||||||
| EBIT/Net interest | x | 54.49 | 118.79 | ||||||
| Net debt/market cap | % | 0.00% | +0.83% | ||||||
| Net debt/Equity | x | -0.05 | -0.00 | ||||||
| Gross debt/equity | x | 0.00 | 0.02 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Jack Henry & Associates, Inc. (JKHY)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
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