9F Inc. (JFU)
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No price history available.
Key financial summary
Financials in CNY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | CNY m | 1,256 | 761 | 562 | 412 | 310 | 460 | 290 | - |
| Operating profit | CNY m | 545 | - | ||||||
| Net profit | CNY m | -2,259 | -235 | -595 | -140 | 50 | 164 | 168 | - |
| EPS reported | CNY | 13.80 | 14.00 | ||||||
| Operating cashflow per share | CNY | 16.66 | 0.00 | ||||||
| Capex per share | CNY | 0.22 | 0.00 | ||||||
| FCF per share | CNY | 16.44 | 0.00 | ||||||
| Free cash flow | CNY m | 194 | 0 | ||||||
| Net debt | CNY m | -731 | -3,263 | ||||||
| Book value equity | CNY m | 3,714 | 3,712 | ||||||
| Book value per share | CNY | 314.9 | 315.2 | ||||||
| Number of shares | m | 11.8 | 11.77 | ||||||
| DPS (TTM paid) | CNY | 0.00 | 0.00 |
Financial summary
Financials in CNY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 3.24 | 1.39 | ||||||
| P/B LTM | x | 0.14 | 0.14 | ||||||
| P/S LTM | x | 1.14 | 1.82 | ||||||
| P/FCF LTM | x | 2.72 | 0.00 | ||||||
| EV/EBITDA LTM | x | -0.84 | -8.07 | ||||||
| EV/Sales LTM | x | -0.44 | -0.81 | ||||||
| Earnings Yield LTM | % | +30.86% | +71.94% | ||||||
| FCF Yield | % | +36.79% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +4.41% | +4.48% | ||||||
| ROIC | % | +9.33% | +0.22% | ||||||
| Operating margin | % | +1.19% | +3.89% | ||||||
| Gross margin | % | +72.41% | +70.66% | ||||||
| FCF/Sales | % | +42.12% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +228.57% | +233.33% | ||||||
| Sales Growth YoY | % | +48.28% | -6.48% | ||||||
| Net Income Growth YoY | % | +227.34% | +236.51% | ||||||
| FCF Growth | % | +326.83% | -100.00% | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 8.10 | 0.00 | ||||||
| Net Debt/EBITDA | x | -3.03 | -16.53 | ||||||
| EBIT/Net interest | x | 0.00 | 0.00 | ||||||
| Net debt/market cap | % | +4.54% | +12.87% | ||||||
| Net debt/Equity | x | -0.20 | -0.88 | ||||||
| Gross debt/equity | x | 0.01 | 0.01 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
9F Inc., along with its subsidiary entities, operates an extensive online financial services platform across the People's Republic of China. The company's core offerings include digital financial accounts that streamline online lending, wealth management, and payment processing services. They extend both revolving and non-revolving loan products directly to individuals seeking credit, and also provide traffic referral services to their partner financial institutions. For investors, 9F presents a diverse range of online wealth management products—including fixed income securities, equities, insurance, bank-issued wealth products, and mutual funds—accessible through various proprietary platforms such as Wukong Licai, 9F Wallet, and 9F Puhui. Beyond these primary financial activities, 9F Inc. facilitates payment solutions, enabling users to settle credit card bills and various household expenses like utilities. Additional value-added services encompass credit history inquiries, debt restructuring assistance, and customer referral programs. The company further provides technology-driven empowerment solutions to a variety of sectors, including banking, automotive, securities investment, and insurance. Complementing its financial endeavors, 9F is also engaged in an e-commerce business, marketing a broad assortment of goods ranging from 3C products and beauty items to essential groceries (e.g., rice, noodles, oils), home appliances, jewelry, and alcoholic beverages. Serving a diverse client base of borrowers, investors, and collaborating financial institutions, 9F Inc. was founded in 2006. The company, originally known as JIUFU Financial Technology Service Limited, adopted its current name in June 2014 and maintains its corporate headquarters in Beijing, China.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
9F Inc., along with its subsidiary entities, operates an extensive online financial services platform across the People's Republic of China. The company's core offerings include digital financial accounts that streamline online lending, wealth management, and payment processing services. They extend both revolving and non-revolving loan products directly to individuals seeking credit, and also provide traffic referral services to their partner financial institutions. For investors, 9F presents a diverse range of online wealth management products—including fixed income securities, equities, insurance, bank-issued wealth products, and mutual funds—accessible through various proprietary platforms such as Wukong Licai, 9F Wallet, and 9F Puhui. Beyond these primary financial activities, 9F Inc. facilitates payment solutions, enabling users to settle credit card bills and various household expenses like utilities. Additional value-added services encompass credit history inquiries, debt restructuring assistance, and customer referral programs. The company further provides technology-driven empowerment solutions to a variety of sectors, including banking, automotive, securities investment, and insurance. Complementing its financial endeavors, 9F is also engaged in an e-commerce business, marketing a broad assortment of goods ranging from 3C products and beauty items to essential groceries (e.g., rice, noodles, oils), home appliances, jewelry, and alcoholic beverages. Serving a diverse client base of borrowers, investors, and collaborating financial institutions, 9F Inc. was founded in 2006. The company, originally known as JIUFU Financial Technology Service Limited, adopted its current name in June 2014 and maintains its corporate headquarters in Beijing, China.
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