Jiayin Group Inc. (JFIN)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in CNYTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | CNY m | 1,300 | 1,780 | 3,271 | 5,467 | 5,801 | 866 | - | 2,268 |
| Operating profit | CNY m | 250 | - | ||||||
| Net profit | CNY m | 253 | 472 | 1,180 | 1,298 | 1,056 | 214 | - | 505 |
| EPS reported | CNY | 4.16 | - | ||||||
| Operating cashflow per share | CNY | 24.45 | - | ||||||
| Capex per share | CNY | 12.35 | - | ||||||
| FCF per share | CNY | 12.10 | - | ||||||
| Free cash flow | CNY m | 622 | - | ||||||
| Net debt | CNY m | 609 | - | ||||||
| Book value equity | CNY m | 4,433 | - | ||||||
| Book value per share | CNY | 86.20 | - | ||||||
| Number of shares | m | 51.43 | - | ||||||
| DPS (TTM paid) | CNY | 5.74 | - |
Financial summary
Financials in CNYTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.75 | - | ||||||
| P/B LTM | x | 0.47 | - | ||||||
| P/S LTM | x | 2.41 | - | ||||||
| P/FCF LTM | x | 3.35 | - | ||||||
| EV/EBITDA LTM | x | 10.07 | - | ||||||
| EV/Sales LTM | x | 3.15 | - | ||||||
| Earnings Yield LTM | % | +10.26% | - | ||||||
| FCF Yield | % | +29.83% | - | ||||||
| Quality | |||||||||
| ROE | % | +4.82% | - | ||||||
| ROIC | % | +3.90% | - | ||||||
| Operating margin | % | +28.89% | - | ||||||
| Gross margin | % | +77.86% | - | ||||||
| FCF/Sales | % | +71.89% | - | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -79.07% | - | ||||||
| Sales Growth YoY | % | -85.08% | - | ||||||
| Net Income Growth YoY | % | -79.78% | - | ||||||
| FCF Growth | % | -9.34% | - | ||||||
| Operating Profit Growth | % | -79.97% | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +5.19% | - | ||||||
| Dividend Growth | % | +62.58% | - | ||||||
| Payout Ratio | % | +50.55% | - | ||||||
| FCF/Debt | x | 0.89 | - | ||||||
| Net Debt/EBITDA | x | 2.36 | - | ||||||
| EBIT/Net interest | x | 0.00 | - | ||||||
| Net debt/market cap | % | +32.17% | - | ||||||
| Net debt/Equity | x | 0.14 | - | ||||||
| Gross debt/equity | x | 0.16 | - | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.
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