Jefferson Capital, Inc. Common Stock (JCAP)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | - | - | - | 323 | 433 | 613 | 660 | 709 |
| Operating profit | $m | 316 | 276 | ||||||
| Net profit | $m | - | - | - | 112 | 105 | 188 | 155 | 89 |
| EPS reported | $ | 6.26 | 2.66 | ||||||
| Operating cashflow per share | $ | 8.96 | 4.05 | ||||||
| Capex per share | $ | 0.04 | 0.02 | ||||||
| FCF per share | $ | 8.92 | 4.03 | ||||||
| Free cash flow | $m | 268 | 145 | ||||||
| Net debt | $m | 1,661 | 1,382 | ||||||
| Book value equity | $m | 476 | 476 | ||||||
| Book value per share | $ | 15.86 | 8.57 | ||||||
| Number of shares | m | 30.02 | 55.55 | ||||||
| DPS (TTM paid) | $ | 0.48 | 0.96 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 3.57 | 7.46 | ||||||
| P/B LTM | x | 1.41 | 1.41 | ||||||
| P/S LTM | x | 1.09 | 1.02 | ||||||
| P/FCF LTM | x | 2.50 | 4.61 | ||||||
| EV/EBITDA LTM | x | 7.09 | 9.03 | ||||||
| EV/Sales LTM | x | 3.81 | 4.34 | ||||||
| Earnings Yield LTM | % | +28.01% | +13.40% | ||||||
| FCF Yield | % | +39.93% | +21.67% | ||||||
| Quality | |||||||||
| ROE | % | +39.48% | +33.84% | ||||||
| ROIC | % | +13.05% | +2.50% | ||||||
| Operating margin | % | +51.61% | +41.81% | ||||||
| Gross margin | % | +67.76% | +78.48% | ||||||
| FCF/Sales | % | +43.65% | +33.93% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +245.86% | +46.96% | ||||||
| Sales Growth YoY | % | +41.54% | +52.23% | ||||||
| Net Income Growth YoY | % | +78.50% | +47.22% | ||||||
| FCF Growth | % | +65.27% | -10.28% | ||||||
| Operating Profit Growth | % | +43.67% | +25.18% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +9.46% | +4.00% | ||||||
| Dividend Growth | % | -22.31% | +55.38% | ||||||
| Payout Ratio | % | +33.77% | +33.76% | ||||||
| FCF/Debt | x | 0.16 | 0.10 | ||||||
| Net Debt/EBITDA | x | 5.06 | 7.97 | ||||||
| EBIT/Net interest | x | 2.99 | 0.00 | ||||||
| Net debt/market cap | % | +2.55% | +95.07% | ||||||
| Net debt/Equity | x | 3.49 | 2.90 | ||||||
| Gross debt/equity | x | 3.60 | 2.95 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Jefferson Capital, Inc. Common Stock (JCAP)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.
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