Full history for every metric is available with a Kvantra account
IOU Financial Inc. (IOUFF)
Key financial summary
Financials in CAD| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total revenue | CAD m | 15 | 18 | 23 | 17 | 17 | 29 | 28 |
| Operating profit | CAD m | 0 | -2 | |||||
| Net profit | CAD m | -4 | 3 | 2 | -3 | 4 | 0 | -3 |
| EPS reported | CAD | 0.00 | -0.02 | |||||
| Operating cashflow per share | CAD | -0.00 | -0.00 | |||||
| Capex per share | CAD | 0.01 | 0.01 | |||||
| FCF per share | CAD | -0.01 | -0.01 | |||||
| Free cash flow | CAD m | -1 | -4 | |||||
| Net debt | CAD m | 1 | -3 | |||||
| Book value equity | CAD m | 17 | 16 | |||||
| Book value per share | CAD | 0.16 | 0.15 | |||||
| Number of shares | m | 105.34 | 105.5 | |||||
| DPS (TTM paid) | CAD | 0.00 | 0.00 |
Financial summary
Financials in CAD| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 429.71 | - | |||||
| P/B LTM | x | 1.04 | 1.59 | |||||
| P/S LTM | x | 0.63 | 0.89 | |||||
| P/FCF LTM | x | -12.61 | -6.14 | |||||
| EV/EBITDA LTM | x | 1.76 | 2.76 | |||||
| EV/Sales LTM | x | 0.66 | 0.80 | |||||
| Earnings Yield LTM | % | 0.23% | 0.16% | |||||
| FCF Yield | % | -7.93% | -16.28% | |||||
| Quality | ||||||||
| ROE | % | 0.22% | 0.24% | |||||
| ROIC | % | 0.31% | 0.31% | |||||
| Operating margin | % | 0.55% | 0.55% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | -5.03% | -5.03% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | -98.67% | - | |||||
| Sales Growth YoY | % | +72.19% | +44.73% | |||||
| Net Income Growth YoY | % | - | - | |||||
| FCF Growth | % | - | - | |||||
| Operating Profit Growth | % | -95.80% | - | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.00% | 0.00% | |||||
| Dividend Growth | % | 0.00% | 0.00% | |||||
| Payout Ratio | % | 0.00% | 0.00% | |||||
| FCF/Debt | x | -0.29 | -0.84 | |||||
| Net Debt/EBITDA | x | 0.07 | 0.07 | |||||
| EBIT/Net interest | x | 0.20 | 0.20 | |||||
| Net debt/market cap | % | 4.18% | -10.32% | |||||
| Net debt/Equity | x | 0.04 | -0.16 | |||||
| Gross debt/equity | x | 0.28 | 0.31 | |||||
Company overview
IOU Financial Inc., operating through its subsidiary IOU Central Inc., manages an online platform for commercial lending across the United States. The company creates and sells commercial loan assets, also providing servicing for these loans once they have been transferred on a non-recourse basis to institutional buyers. Its diverse clientele encompasses medical and dental practices, grocery and retail stores, franchisees in the restaurant and hotel sectors, and e-commerce businesses. Founded in 1977, IOU Financial Inc. maintains its head office in Montreal, Canada.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
IOU Financial Inc. (IOUFF)
IOU Financial Inc., operating through its subsidiary IOU Central Inc., manages an online platform for commercial lending across the United States. The company creates and sells commercial loan assets, also providing servicing for these loans once they have been transferred on a non-recourse basis to institutional buyers. Its diverse clientele encompasses medical and dental practices, grocery and retail stores, franchisees in the restaurant and hotel sectors, and e-commerce businesses. Founded in 1977, IOU Financial Inc. maintains its head office in Montreal, Canada.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free