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Stock profile

Independence Holding Company (IHC)

Country: United States of AmericaSector: Financial ServicesIndustry: Insurance - LifeExchange: NYSE

Delisted · last close 15 Feb 2022

Current price
57.01 USD+0.02%
Last close 15 Feb 2022
Benchmarks

Key financial summary

Financials in USD
201520162017201820192020TTM
Total revenue$m523311320351374444300
Operating profit$m3097
Net profit$m3012342281219105
EPS reported$1.287.15
Operating cashflow per share$3.483.48
Capex per share$0.000.00
FCF per share$3.483.48
Free cash flow$m5155
Net debt$m-471-37
Book value equity$m470565
Book value per share$31.7638.53
Number of sharesm14.7914.65
DPS (TTM paid)$0.440.00

Financial summary

Financials in USD
201520162017201820192020TTM
Value
P/E TTMx32.03-
P/B LTMx1.291.48
P/S LTMx1.372.79
P/FCF LTMx11.7915.10
EV/EBITDA LTMx15.797.12
EV/Sales LTMx1.232.66
Earnings Yield LTM%3.12%2.24%
FCF Yield%8.48%6.62%
Quality
ROE%4.02%4.06%
ROIC%22.95%22.95%
Operating margin%6.73%6.73%
Gross margin%100.00%100.00%
FCF/Sales%11.59%11.59%
Growth and momentum
EPS Growth YoY%+54.22%+2467.3%
Sales Growth YoY%+18.54%-27.66%
Net Income Growth YoY%+52.32%+2480.4%
FCF Growth%+31.27%+21.44%
Operating Profit Growth%+19.14%+3351.4%
Dividend and capital structure
Dividend Yield%1.56%0.00%
Dividend Growth%+4.76%-
Payout Ratio%50.14%0.00%
FCF/Debtx5.15-
Net Debt/EBITDAx-1.80-1.80
EBIT/Net interestx0.000.00
Net debt/market cap%-77.73%-4.43%
Net debt/Equityx-1.00-0.07
Gross debt/equityx0.020.00

Company overview

Independence Holding Company (IHC), operating through its various subsidiaries, is active in the health, pet, and life insurance sectors. The company's extensive product range includes dental coverage, offering both indemnity and PPO plans for individuals and employer groups with two or more employees. It also provides vision plans that issue a fixed reimbursement for eye exams and materials, alongside short-term medical solutions for those requiring temporary health protection. IHC further offers a variety of supplemental insurance policies, such as hospital indemnity, fixed indemnity with limited benefits, critical illness, accident medical coverage, and life insurance. Pet insurance is another key offering. For workplace incidents, the company provides specialized occupational accident insurance products, which deliver benefits for accidental death, disability, and medical expenses arising from work-related injuries. Additionally, Independence Holding Company furnishes employers with group long-term and short-term disability insurance, alongside a specific New York short-term disability plan designed to provide temporary wage replacement. Its group term life portfolio encompasses standard group term life, accidental death and dismemberment (AD&D), supplemental life and AD&D, and dependent life products. The company also deals in Medicare supplements and advantage plans, employer group and individual insurance programs (including self-funded options), and Affordable Care Act (ACA) plans. IHC distributes its comprehensive suite of products via a network of general agents, independent brokers, and independent producers. Established in 1980, the company is headquartered in Stamford, Connecticut.

WebsiteN/A
IndustryInsurance - Life
Trades inUSD

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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 15 Feb 2022

Independence Holding Company (IHC)

IHC · NYSE · Financial Services
57.01 USD+0.02%
Benchmarks
Financialsin USD
20192020TTM
About

Independence Holding Company (IHC), operating through its various subsidiaries, is active in the health, pet, and life insurance sectors. The company's extensive product range includes dental coverage, offering both indemnity and PPO plans for individuals and employer groups with two or more employees. It also provides vision plans that issue a fixed reimbursement for eye exams and materials, alongside short-term medical solutions for those requiring temporary health protection. IHC further offers a variety of supplemental insurance policies, such as hospital indemnity, fixed indemnity with limited benefits, critical illness, accident medical coverage, and life insurance. Pet insurance is another key offering. For workplace incidents, the company provides specialized occupational accident insurance products, which deliver benefits for accidental death, disability, and medical expenses arising from work-related injuries. Additionally, Independence Holding Company furnishes employers with group long-term and short-term disability insurance, alongside a specific New York short-term disability plan designed to provide temporary wage replacement. Its group term life portfolio encompasses standard group term life, accidental death and dismemberment (AD&D), supplemental life and AD&D, and dependent life products. The company also deals in Medicare supplements and advantage plans, employer group and individual insurance programs (including self-funded options), and Affordable Care Act (ACA) plans. IHC distributes its comprehensive suite of products via a network of general agents, independent brokers, and independent producers. Established in 1980, the company is headquartered in Stamford, Connecticut.

IndustryInsurance - Life
Trades inUSD

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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