HealthEquity, Inc. (HQY)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 532 | 734 | 757 | 862 | 1,000 | 1,200 | 1,313 | 1,362 |
| Operating profit | $m | 322 | 349 | ||||||
| Net profit | $m | 40 | 9 | -44 | -26 | 56 | 97 | 215 | 236 |
| EPS reported | $ | 2.46 | 2.77 | ||||||
| Operating cashflow per share | $ | 5.31 | 5.80 | ||||||
| Capex per share | $ | 0.02 | 0.03 | ||||||
| FCF per share | $ | 5.28 | 5.78 | ||||||
| Free cash flow | $m | 455 | 472 | ||||||
| Net debt | $m | 638 | 675 | ||||||
| Book value equity | $m | 2,107 | 1,990 | ||||||
| Book value per share | $ | 24.09 | 23.69 | ||||||
| Number of shares | m | 87.47 | 84.01 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 18.68 | 33.05 | ||||||
| P/B LTM | x | 3.50 | 4.82 | ||||||
| P/S LTM | x | 5.21 | 7.04 | ||||||
| P/FCF LTM | x | 16.21 | 20.34 | ||||||
| EV/EBITDA LTM | x | 10.58 | 22.16 | ||||||
| EV/Sales LTM | x | 5.69 | 7.09 | ||||||
| Earnings Yield LTM | % | +7.65% | +3.03% | ||||||
| FCF Yield | % | +6.17% | +4.92% | ||||||
| Quality | |||||||||
| ROE | % | +10.21% | +10.94% | ||||||
| ROIC | % | +7.61% | +8.28% | ||||||
| Operating margin | % | +24.55% | +25.50% | ||||||
| Gross margin | % | +69.52% | +72.70% | ||||||
| FCF/Sales | % | +34.65% | +36.47% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +125.69% | +332.81% | ||||||
| Sales Growth YoY | % | +9.47% | +36.27% | ||||||
| Net Income Growth YoY | % | +122.54% | +324.49% | ||||||
| FCF Growth | % | +34.74% | +139.73% | ||||||
| Operating Profit Growth | % | +40.16% | +172.27% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.45 | 0.49 | ||||||
| Net Debt/EBITDA | x | 1.40 | 1.57 | ||||||
| EBIT/Net interest | x | 5.64 | 6.22 | ||||||
| Net debt/market cap | % | +12.97% | +10.77% | ||||||
| Net debt/Equity | x | 0.30 | 0.34 | ||||||
| Gross debt/equity | x | 0.48 | 0.49 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Headquartered in Draper, Utah, and established in 2002, HealthEquity, Inc. furnishes technology-powered service platforms to both individual consumers and employers across the United States. The company provides cloud-based solutions designed to assist individuals in overseeing their healthcare expenditures and savings. These platforms enable users to make informed decisions about their health finances, pay medical bills, compare treatment options and costs, access personalized benefits and clinical data, earn incentives for wellness, and grow their savings through various investment avenues, including specific investment choices. In addition to these personal financial management tools, HealthEquity administers a range of health-related accounts, such as Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs). Its offerings also encompass a mutual fund investment platform, an automated online advisory service known as Advisor, COBRA continuation services, and the management of pre-tax commuter benefits programs. HealthEquity markets its services through a dedicated direct sales team, collaborates with benefits brokers and advisors, and leverages a comprehensive network comprising health plans, benefits administrators, consultants, and retirement plan record-keepers.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Headquartered in Draper, Utah, and established in 2002, HealthEquity, Inc. furnishes technology-powered service platforms to both individual consumers and employers across the United States. The company provides cloud-based solutions designed to assist individuals in overseeing their healthcare expenditures and savings. These platforms enable users to make informed decisions about their health finances, pay medical bills, compare treatment options and costs, access personalized benefits and clinical data, earn incentives for wellness, and grow their savings through various investment avenues, including specific investment choices. In addition to these personal financial management tools, HealthEquity administers a range of health-related accounts, such as Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs). Its offerings also encompass a mutual fund investment platform, an automated online advisory service known as Advisor, COBRA continuation services, and the management of pre-tax commuter benefits programs. HealthEquity markets its services through a dedicated direct sales team, collaborates with benefits brokers and advisors, and leverages a comprehensive network comprising health plans, benefits administrators, consultants, and retirement plan record-keepers.
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