The Hartford Financial Services Group, Inc. (HIG-PG)
Full history for every metric is available with a Kvantra account
The Hartford Financial Services Group, Inc. (HIG-PG)
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $bn | 20 | 22 | 22 | 24 | 26 | 28 | 29 | 29 |
| Operating profit | $bn | 5 | 4 | ||||||
| Net profit | $bn | 2 | 2 | 2 | 3 | 3 | 4 | 4 | 4 |
| EPS reported | $ | 13.32 | 15.37 | ||||||
| Operating cashflow per share | $ | 20.97 | 21.13 | ||||||
| Capex per share | $ | 0.60 | 0.03 | ||||||
| FCF per share | $ | 20.37 | 21.10 | ||||||
| Free cash flow | $bn | 6 | 6 | ||||||
| Net debt | $bn | -0 | 0 | ||||||
| Book value equity | $bn | 19 | 20 | ||||||
| Book value per share | $ | 66.24 | 69.47 | ||||||
| Number of shares | m | 286.5 | 282.6 | ||||||
| DPS (TTM paid) | $ | 1.50 | 1.88 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 1.88 | 1.55 | ||||||
| P/B LTM | x | 2.05 | 1.98 | ||||||
| P/S LTM | x | 1.38 | 1.34 | ||||||
| P/FCF LTM | x | 6.76 | 6.63 | ||||||
| EV/EBITDA LTM | x | 8.06 | 8.80 | ||||||
| EV/Sales LTM | x | 1.53 | 1.45 | ||||||
| Earnings Yield LTM | % | +53.19% | +64.52% | ||||||
| FCF Yield | % | +14.78% | +15.09% | ||||||
| Quality | |||||||||
| ROE | % | +20.21% | +22.99% | ||||||
| ROIC | % | +28.21% | +4.57% | ||||||
| Operating margin | % | +16.84% | +15.21% | ||||||
| Gross margin | % | +46.08% | +43.95% | ||||||
| FCF/Sales | % | +20.36% | +20.23% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +28.70% | +48.50% | ||||||
| Sales Growth YoY | % | +7.10% | +10.04% | ||||||
| Net Income Growth YoY | % | +23.30% | +40.31% | ||||||
| FCF Growth | % | -0.19% | +1.89% | ||||||
| Operating Profit Growth | % | +23.67% | +14.76% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.58% | +1.68% | ||||||
| Dividend Growth | % | 0.00% | +25.00% | ||||||
| Payout Ratio | % | +16.06% | +14.84% | ||||||
| FCF/Debt | x | 1.32 | 1.34 | ||||||
| Net Debt/EBITDA | x | 0.79 | 0.87 | ||||||
| EBIT/Net interest | x | 23.92 | 22.20 | ||||||
| Net debt/market cap | % | +11.23% | +11.56% | ||||||
| Net debt/Equity | x | -0.01 | 0.02 | ||||||
| Gross debt/equity | x | 0.23 | 0.22 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
The Hartford Financial Services Group, Inc., established in Hartford, Connecticut in 1810, serves as a comprehensive provider of insurance and financial solutions. The company extends its offerings to both individual consumers and businesses throughout the United States, the United Kingdom, and globally. Its Commercial Lines division delivers a broad array of business insurance products, including workers' compensation, property, automotive, general liability, umbrella policies, bonds, marine, and livestock coverage, in addition to reinsurance. This segment also crafts bespoke insurance products and sophisticated risk management services, such as professional liability, surety bonds, and specialized casualty protections. These services are distributed through its extensive network of regional offices, branches, service centers, and a diverse range of independent retail and wholesale agents and brokers. For individual consumers, the Personal Lines segment provides essential coverages like automobile, homeowners, and personal umbrella insurance, accessible either directly or through independent agents. The Property & Casualty Other Operations segment addresses specific historical liabilities, primarily those linked to asbestos and environmental exposures. The Group Benefits division furnishes a spectrum of offerings for employer groups, associations, and affinity organizations, encompassing group life and disability insurance, alongside other collective benefits. It also offers reinsurance services to other insurance carriers, provides both employer-funded and voluntary product choices, and manages disability underwriting, administration, and claims processing for self-funded employer plans. Furthermore, this segment delivers a unified solution for leave management. These group insurance products and services reach clients via brokers, consultants, third-party administrators, trade associations, and private exchanges. Finally, the Hartford Funds segment specializes in investment products designed for retail and retirement accounts. It also offers exchange-traded products, distributed through various financial intermediaries such as broker-dealers, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers. Beyond product offerings, this segment provides investment management and administrative support, encompassing product design, implementation, and ongoing oversight.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
The Hartford Financial Services Group, Inc. (HIG-PG)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
The Hartford Financial Services Group, Inc., established in Hartford, Connecticut in 1810, serves as a comprehensive provider of insurance and financial solutions. The company extends its offerings to both individual consumers and businesses throughout the United States, the United Kingdom, and globally. Its Commercial Lines division delivers a broad array of business insurance products, including workers' compensation, property, automotive, general liability, umbrella policies, bonds, marine, and livestock coverage, in addition to reinsurance. This segment also crafts bespoke insurance products and sophisticated risk management services, such as professional liability, surety bonds, and specialized casualty protections. These services are distributed through its extensive network of regional offices, branches, service centers, and a diverse range of independent retail and wholesale agents and brokers. For individual consumers, the Personal Lines segment provides essential coverages like automobile, homeowners, and personal umbrella insurance, accessible either directly or through independent agents. The Property & Casualty Other Operations segment addresses specific historical liabilities, primarily those linked to asbestos and environmental exposures. The Group Benefits division furnishes a spectrum of offerings for employer groups, associations, and affinity organizations, encompassing group life and disability insurance, alongside other collective benefits. It also offers reinsurance services to other insurance carriers, provides both employer-funded and voluntary product choices, and manages disability underwriting, administration, and claims processing for self-funded employer plans. Furthermore, this segment delivers a unified solution for leave management. These group insurance products and services reach clients via brokers, consultants, third-party administrators, trade associations, and private exchanges. Finally, the Hartford Funds segment specializes in investment products designed for retail and retirement accounts. It also offers exchange-traded products, distributed through various financial intermediaries such as broker-dealers, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers. Beyond product offerings, this segment provides investment management and administrative support, encompassing product design, implementation, and ongoing oversight.
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