The Hartford Insurance Group, Inc. (HIG)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $bn | 20 | 22 | 22 | 24 | 26 | 28 | 29 | 29 |
| Operating profit | $bn | 5 | 4 | ||||||
| Net profit | $bn | 2 | 2 | 2 | 3 | 3 | 4 | 4 | 4 |
| EPS reported | $ | 13.32 | 15.37 | ||||||
| Operating cashflow per share | $ | 20.97 | 21.13 | ||||||
| Capex per share | $ | 0.60 | 0.03 | ||||||
| FCF per share | $ | 20.37 | 21.10 | ||||||
| Free cash flow | $bn | 6 | 6 | ||||||
| Net debt | $bn | -0 | 0 | ||||||
| Book value equity | $bn | 19 | 20 | ||||||
| Book value per share | $ | 66.24 | 69.47 | ||||||
| Number of shares | m | 286.5 | 282.6 | ||||||
| DPS (TTM paid) | $ | 2.16 | 2.40 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.35 | 8.08 | ||||||
| P/B LTM | x | 2.05 | 1.98 | ||||||
| P/S LTM | x | 1.38 | 1.34 | ||||||
| P/FCF LTM | x | 6.76 | 6.63 | ||||||
| EV/EBITDA LTM | x | 8.06 | 8.80 | ||||||
| EV/Sales LTM | x | 1.53 | 1.45 | ||||||
| Earnings Yield LTM | % | +9.66% | +12.38% | ||||||
| FCF Yield | % | +14.78% | +15.09% | ||||||
| Quality | |||||||||
| ROE | % | +20.21% | +22.99% | ||||||
| ROIC | % | +28.21% | +4.57% | ||||||
| Operating margin | % | +16.84% | +15.21% | ||||||
| Gross margin | % | +46.08% | +43.95% | ||||||
| FCF/Sales | % | +20.36% | +20.23% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +28.70% | +48.50% | ||||||
| Sales Growth YoY | % | +7.10% | +10.04% | ||||||
| Net Income Growth YoY | % | +23.30% | +40.31% | ||||||
| FCF Growth | % | -0.19% | +1.89% | ||||||
| Operating Profit Growth | % | +23.67% | +14.76% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.58% | +1.68% | ||||||
| Dividend Growth | % | +11.92% | +24.35% | ||||||
| Payout Ratio | % | +16.06% | +14.84% | ||||||
| FCF/Debt | x | 1.32 | 1.34 | ||||||
| Net Debt/EBITDA | x | 0.79 | 0.87 | ||||||
| EBIT/Net interest | x | 23.92 | 22.20 | ||||||
| Net debt/market cap | % | +11.23% | +11.56% | ||||||
| Net debt/Equity | x | -0.01 | 0.02 | ||||||
| Gross debt/equity | x | 0.23 | 0.22 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
The Hartford Insurance Group, Inc. (HIG)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
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