H&T Group plc, alongside its various subsidiaries, operates primarily as a pawnbroker, serving customers in both the United Kingdom and international markets. The company's diverse activities are structured into six distinct segments: Pawnbroking, Gold Purchasing, Retail, Pawnbroking Scrap, Personal Loans, and a category for Other Services. Beyond its core pawnbroking offerings, H&T Group provides a broad spectrum of financial and retail solutions. These include personal loans, unsecured lending, the purchase of gold, sales of jewelry, cheque cashing, buyback services, foreign exchange currency, and money transfers. Customers can access these products and services conveniently through both online channels and the company's physical stores. As of December 31, 2020, the group maintained a network of 253 retail outlets. H&T Group was established in 1897 and has its corporate headquarters located in Sutton, United Kingdom.