Globe Life Inc. (GL)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 4,739 | 5,121 | 5,227 | 5,448 | 5,778 | 5,999 | 6,196 | 6,405 |
| Operating profit | $m | 1,463 | 572 | ||||||
| Net profit | $m | 732 | 1,031 | 894 | 971 | 1,071 | 1,161 | 1,212 | 1,269 |
| EPS reported | $ | 14.06 | 15.10 | ||||||
| Operating cashflow per share | $ | 17.27 | 17.75 | ||||||
| Capex per share | $ | 1.76 | 2.03 | ||||||
| FCF per share | $ | 15.51 | 15.72 | ||||||
| Free cash flow | $m | 1,254 | 1,232 | ||||||
| Net debt | $m | -15,423 | 2,488 | ||||||
| Book value equity | $m | 5,975 | 6,156 | ||||||
| Book value per share | $ | 73.90 | 77.14 | ||||||
| Number of shares | m | 80.85 | 79.8 | ||||||
| DPS (TTM paid) | $ | 1.05 | 1.53 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.95 | 11.06 | ||||||
| P/B LTM | x | 1.89 | 1.84 | ||||||
| P/S LTM | x | 1.89 | 1.82 | ||||||
| P/FCF LTM | x | 9.02 | 9.18 | ||||||
| EV/EBITDA LTM | x | 8.66 | 21.85 | ||||||
| EV/Sales LTM | x | 2.30 | 2.70 | ||||||
| Earnings Yield LTM | % | +10.05% | +9.04% | ||||||
| FCF Yield | % | +11.09% | +10.90% | ||||||
| Quality | |||||||||
| ROE | % | +19.43% | +20.28% | ||||||
| ROIC | % | +4.05% | +17.43% | ||||||
| Operating margin | % | +24.38% | +9.23% | ||||||
| Gross margin | % | +33.40% | +17.00% | ||||||
| FCF/Sales | % | +20.90% | +19.89% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +17.76% | +26.47% | ||||||
| Sales Growth YoY | % | +3.82% | +7.24% | ||||||
| Net Income Growth YoY | % | +8.44% | +13.20% | ||||||
| FCF Growth | % | -5.82% | -7.44% | ||||||
| Operating Profit Growth | % | +10.26% | -56.89% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.76% | +0.66% | ||||||
| Dividend Growth | % | +11.11% | +61.90% | ||||||
| Payout Ratio | % | +7.57% | +7.44% | ||||||
| FCF/Debt | x | 0.48 | 0.42 | ||||||
| Net Debt/EBITDA | x | 1.56 | 4.26 | ||||||
| EBIT/Net interest | x | 10.36 | 4.04 | ||||||
| Net debt/market cap | % | +23.22% | +20.94% | ||||||
| Net debt/Equity | x | -2.58 | 0.40 | ||||||
| Gross debt/equity | x | 0.44 | 0.48 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. Its offerings encompass whole life, term life, and other life protection plans; supplemental health benefits like Medicare supplements, critical illness, and accident policies; and both single-premium and flexible-premium deferred annuities. Founded in 1979 and headquartered in McKinney, Texas, the enterprise rebranded from Torchmark Corporation to Globe Life Inc. in August 2019.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. Its offerings encompass whole life, term life, and other life protection plans; supplemental health benefits like Medicare supplements, critical illness, and accident policies; and both single-premium and flexible-premium deferred annuities. Founded in 1979 and headquartered in McKinney, Texas, the enterprise rebranded from Torchmark Corporation to Globe Life Inc. in August 2019.
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