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Grupo Catalana Occidente, S.A. (GCO.MC)
Key financial summary
Financials in EUR| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total revenue | €m | 4,520 | 4,203 | 4,556 | 1,854 | 2,251 | 2,486 | 4,606 |
| Operating profit | €m | 923 | 1,648 | |||||
| Net profit | €m | 386 | 262 | 427 | 473 | 581 | 636 | 839 |
| EPS reported | € | 5.39 | 7.12 | |||||
| Operating cashflow per share | € | 6.36 | 5.56 | |||||
| Capex per share | € | 1.82 | 1.19 | |||||
| FCF per share | € | 4.55 | 4.37 | |||||
| Free cash flow | €m | 537 | 799 | |||||
| Net debt | €m | -11,264 | 248 | |||||
| Book value equity | €m | 5,751 | 5,883 | |||||
| Book value per share | € | 48.73 | 49.85 | |||||
| Number of shares | m | 118.02 | 118.02 | |||||
| DPS (TTM paid) | € | 0.93 | 3.97 |
Financial summary
Financials in EUR| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 6.66 | 6.32 | |||||
| P/B LTM | x | 0.74 | 0.90 | |||||
| P/S LTM | x | 1.70 | 1.15 | |||||
| P/FCF LTM | x | 7.90 | 6.65 | |||||
| EV/EBITDA LTM | x | 3.38 | 5.84 | |||||
| EV/Sales LTM | x | 1.35 | 1.21 | |||||
| Earnings Yield LTM | % | 15.02% | 15.82% | |||||
| FCF Yield | % | 12.67% | 15.04% | |||||
| Quality | ||||||||
| ROE | % | 11.07% | 9.58% | |||||
| ROIC | % | 3.79% | 13.22% | |||||
| Operating margin | % | 37.11% | 80.38% | |||||
| Gross margin | % | 75.18% | 100.00% | |||||
| FCF/Sales | % | 21.59% | 10.96% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +9.55% | +15.40% | |||||
| Sales Growth YoY | % | +10.43% | +82.99% | |||||
| Net Income Growth YoY | % | +9.62% | +33.47% | |||||
| FCF Growth | % | +41.43% | +1.41% | |||||
| Operating Profit Growth | % | +10.05% | +141.78% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 3.25% | 8.81% | |||||
| Dividend Growth | % | +8.65% | - | |||||
| Payout Ratio | % | 21.62% | 17.35% | |||||
| FCF/Debt | x | 0.97 | 3.22 | |||||
| Net Debt/EBITDA | x | -0.88 | -2.15 | |||||
| EBIT/Net interest | x | 0.00 | 0.00 | |||||
| Net debt/market cap | % | -265.86% | 4.67% | |||||
| Net debt/Equity | x | -1.96 | 0.04 | |||||
| Gross debt/equity | x | 0.10 | 0.04 | |||||
Company overview
Grupo Catalana Occidente, S.A. (GCO.MC), a subsidiary of INOC, S.A., is a global financial services entity based in Madrid, Spain. Founded in 1864 and known as Catalana Occidente, S.A. until its name change in 2001, the company primarily delivers a broad spectrum of insurance and reinsurance solutions worldwide. Its operations are divided into two main segments: Traditional Business and Credit Insurance Business. The Traditional Business unit provides extensive coverage, including multi-risk policies for various assets like family homes, commercial establishments (stores, retail outlets, offices, SMEs), and residential blocks. It also offers life insurance products such as risk, savings, pension plans, and investment funds, in addition to funeral and health insurance. This segment further includes motor vehicle insurance, as well as specialized policies for machinery breakdown, electrical equipment, industrial risks, accidents, transport, and third-party and civil liability. Conversely, the Credit Insurance Business segment focuses on credit and surety insurance offerings. Beyond its core insurance and reinsurance activities, the group also has stakes in real estate development and stock brokerage. Its diverse portfolio of services is marketed through several well-recognized brands, including Seguros Catalana Occidente, Plus Ultra Seguros, Seguros Bilbao, NorteHispana Seguros, Crédito y Caución, Atradius, and Atradius Re.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Grupo Catalana Occidente, S.A. (GCO.MC)
Grupo Catalana Occidente, S.A. (GCO.MC), a subsidiary of INOC, S.A., is a global financial services entity based in Madrid, Spain. Founded in 1864 and known as Catalana Occidente, S.A. until its name change in 2001, the company primarily delivers a broad spectrum of insurance and reinsurance solutions worldwide. Its operations are divided into two main segments: Traditional Business and Credit Insurance Business. The Traditional Business unit provides extensive coverage, including multi-risk policies for various assets like family homes, commercial establishments (stores, retail outlets, offices, SMEs), and residential blocks. It also offers life insurance products such as risk, savings, pension plans, and investment funds, in addition to funeral and health insurance. This segment further includes motor vehicle insurance, as well as specialized policies for machinery breakdown, electrical equipment, industrial risks, accidents, transport, and third-party and civil liability. Conversely, the Credit Insurance Business segment focuses on credit and surety insurance offerings. Beyond its core insurance and reinsurance activities, the group also has stakes in real estate development and stock brokerage. Its diverse portfolio of services is marketed through several well-recognized brands, including Seguros Catalana Occidente, Plus Ultra Seguros, Seguros Bilbao, NorteHispana Seguros, Crédito y Caución, Atradius, and Atradius Re.
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