Greene County Bancorp, Inc. (GCBC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 53 | 63 | 70 | 73 | 65 | 75 | 93 | 93 |
| Operating profit | $m | 47 | 47 | ||||||
| Net profit | $m | 19 | 24 | 28 | 31 | 25 | 31 | 41 | 41 |
| EPS reported | $ | 2.41 | 2.41 | ||||||
| Operating cashflow per share | $ | 2.48 | 2.19 | ||||||
| Capex per share | $ | 0.04 | 0.05 | ||||||
| FCF per share | $ | 2.44 | 2.13 | ||||||
| Free cash flow | $m | - | 42 | ||||||
| Net debt | $m | -231 | -231 | ||||||
| Book value equity | $m | 278 | 278 | ||||||
| Book value per share | $ | 16.32 | 16.32 | ||||||
| Number of shares | m | 17.03 | 17.03 | ||||||
| DPS (TTM paid) | $ | 0.31 | 0.41 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 13.94 | 14.30 | ||||||
| P/B LTM | x | 2.06 | 1.36 | ||||||
| P/S LTM | x | 6.18 | 4.09 | ||||||
| P/FCF LTM | x | 13.76 | 9.10 | ||||||
| EV/EBITDA LTM | x | 15.26 | 6.71 | ||||||
| EV/Sales LTM | x | 4.90 | 5.06 | ||||||
| Earnings Yield LTM | % | +7.17% | +6.99% | ||||||
| FCF Yield | % | +7.27% | +10.98% | ||||||
| Quality | |||||||||
| ROE | % | +14.77% | +15.60% | ||||||
| ROIC | % | +1.29% | +1.29% | ||||||
| Operating margin | % | +32.12% | +32.12% | ||||||
| Gross margin | % | +62.11% | +62.11% | ||||||
| FCF/Sales | % | +28.50% | +24.92% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +31.69% | +66.21% | ||||||
| Sales Growth YoY | % | +22.86% | +42.68% | ||||||
| Net Income Growth YoY | % | +31.74% | +65.62% | ||||||
| FCF Growth | % | - | +77.58% | ||||||
| Operating Profit Growth | % | +35.09% | +74.62% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.71% | +1.17% | ||||||
| Dividend Growth | % | -18.42% | +20.59% | ||||||
| Payout Ratio | % | +14.36% | +9.87% | ||||||
| FCF/Debt | x | - | 0.27 | ||||||
| Net Debt/EBITDA | x | 2.98 | 3.00 | ||||||
| EBIT/Net interest | x | 0.88 | 0.88 | ||||||
| Net debt/market cap | % | +27.13% | +26.06% | ||||||
| Net debt/Equity | x | -0.83 | -0.83 | ||||||
| Gross debt/equity | x | 0.56 | 0.56 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Greene County Bancorp, Inc. serves as the parent organization for The Bank of Greene County, delivering a diverse range of financial solutions throughout the United States. Its array of deposit products encompasses savings accounts, interest-bearing NOW accounts, money market accounts, certificates of deposit, non-interest-bearing checking accounts, and individual retirement plans. The institution's lending activities include a comprehensive portfolio featuring residential, construction and land, and multi-family mortgage loans, alongside commercial real estate mortgages. Consumer credit options are also available, such as financing for new and used automobiles, personal loans, home equity loans, and various other installment loans including passbook-secured loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdraft facilities. Additionally, the company provides commercial loans. As of June 30, 2021, it maintained a network of 17 full-service banking branches. The company, founded in 1889, is headquartered in Catskill, New York, and operates as a subsidiary of Greene County Bancorp, MHC.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Greene County Bancorp, Inc. (GCBC)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Greene County Bancorp, Inc. serves as the parent organization for The Bank of Greene County, delivering a diverse range of financial solutions throughout the United States. Its array of deposit products encompasses savings accounts, interest-bearing NOW accounts, money market accounts, certificates of deposit, non-interest-bearing checking accounts, and individual retirement plans. The institution's lending activities include a comprehensive portfolio featuring residential, construction and land, and multi-family mortgage loans, alongside commercial real estate mortgages. Consumer credit options are also available, such as financing for new and used automobiles, personal loans, home equity loans, and various other installment loans including passbook-secured loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdraft facilities. Additionally, the company provides commercial loans. As of June 30, 2021, it maintained a network of 17 full-service banking branches. The company, founded in 1889, is headquartered in Catskill, New York, and operates as a subsidiary of Greene County Bancorp, MHC.
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