F.N.B. Corporation (FNB)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 1,233 | 1,237 | 1,443 | 1,571 | 1,596 | 1,765 | 1,828 | - |
| Operating profit | $m | 669 | 718 | ||||||
| Net profit | $m | 286 | 405 | 439 | 485 | 465 | 565 | 604 | 601 |
| EPS reported | $ | 1.56 | 1.68 | ||||||
| Operating cashflow per share | $ | 1.34 | 1.99 | ||||||
| Capex per share | $ | 0.30 | 0.23 | ||||||
| FCF per share | $ | 1.05 | 1.76 | ||||||
| Free cash flow | $m | 376 | 622 | ||||||
| Net debt | $m | -2,307 | 4,545 | ||||||
| Book value equity | $m | 6,759 | 6,839 | ||||||
| Book value per share | $ | 18.67 | 19.13 | ||||||
| Number of shares | m | 361.95 | 357.41 | ||||||
| DPS (TTM paid) | $ | 0.48 | 0.50 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.96 | 10.50 | ||||||
| P/B LTM | x | 0.91 | 0.90 | ||||||
| P/S LTM | x | 3.48 | 3.36 | ||||||
| P/FCF LTM | x | 16.33 | 9.87 | ||||||
| EV/EBITDA LTM | x | 10.13 | 9.68 | ||||||
| EV/Sales LTM | x | 2.81 | 4.24 | ||||||
| Earnings Yield LTM | % | +9.12% | +9.52% | ||||||
| FCF Yield | % | +6.12% | +10.13% | ||||||
| Quality | |||||||||
| ROE | % | +8.36% | +8.94% | ||||||
| ROIC | % | +5.55% | +1.18% | ||||||
| Operating margin | % | +24.84% | +26.49% | ||||||
| Gross margin | % | +62.31% | +64.41% | ||||||
| FCF/Sales | % | +13.95% | +22.96% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +22.83% | +32.28% | ||||||
| Sales Growth YoY | % | +10.57% | +14.50% | ||||||
| Net Income Growth YoY | % | +21.59% | +29.99% | ||||||
| FCF Growth | % | -25.25% | +23.66% | ||||||
| Operating Profit Growth | % | +20.60% | +29.32% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.83% | +2.52% | ||||||
| Dividend Growth | % | 0.00% | +4.17% | ||||||
| Payout Ratio | % | +30.82% | +29.24% | ||||||
| FCF/Debt | x | 0.10 | 0.13 | ||||||
| Net Debt/EBITDA | x | 1.90 | 5.82 | ||||||
| EBIT/Net interest | x | 0.72 | 0.81 | ||||||
| Net debt/market cap | % | +63.80% | +68.14% | ||||||
| Net debt/Equity | x | -0.34 | 0.66 | ||||||
| Gross debt/equity | x | 0.58 | 0.73 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
F.N.B. Corporation functions as a financial holding entity, delivering a broad spectrum of financial solutions. Its primary clientele includes individual consumers, corporate enterprises, governmental bodies, and small to mid-sized businesses. The organization's operations are divided into three main segments: Community Banking, Wealth Management, and Insurance. Through its commercial banking division, F.N.B. extends services such as corporate and small business accounts, financing for investment properties, commercial credit lines, capital markets access, and equipment leasing. For individual customers, the company offers a suite of banking products and services, encompassing deposit accounts, mortgage and personal lending, and digital banking platforms accessible via mobile and online channels. Its wealth management offerings include personal and corporate fiduciary services, such as the administration of estates and trusts, alongside securities brokerage, investment advisory services, and a variety of financial products like mutual funds and annuities. Additionally, F.N.B. provides both commercial and personal insurance, reinsurance products, and specialized mezzanine financing options tailored for small- to medium-sized businesses. As of December 31, 2021, the company maintained a network of 334 banking branches situated across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was established in 1864 and its corporate headquarters are located in Pittsburgh, Pennsylvania.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
F.N.B. Corporation functions as a financial holding entity, delivering a broad spectrum of financial solutions. Its primary clientele includes individual consumers, corporate enterprises, governmental bodies, and small to mid-sized businesses. The organization's operations are divided into three main segments: Community Banking, Wealth Management, and Insurance. Through its commercial banking division, F.N.B. extends services such as corporate and small business accounts, financing for investment properties, commercial credit lines, capital markets access, and equipment leasing. For individual customers, the company offers a suite of banking products and services, encompassing deposit accounts, mortgage and personal lending, and digital banking platforms accessible via mobile and online channels. Its wealth management offerings include personal and corporate fiduciary services, such as the administration of estates and trusts, alongside securities brokerage, investment advisory services, and a variety of financial products like mutual funds and annuities. Additionally, F.N.B. provides both commercial and personal insurance, reinsurance products, and specialized mezzanine financing options tailored for small- to medium-sized businesses. As of December 31, 2021, the company maintained a network of 334 banking branches situated across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was established in 1864 and its corporate headquarters are located in Pittsburgh, Pennsylvania.
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