FinVolution Group (FINV)
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No price history available.
Key financial summary
Financials in CNY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | CNY bn | 8 | 10 | 11 | 13 | 13 | 13 | 13 | 12 |
| Operating profit | CNY bn | 3 | 2 | ||||||
| Net profit | CNY bn | 2 | 3 | 2 | 2 | 2 | 2 | 2 | 2 |
| EPS reported | CNY | 9.35 | 7.30 | ||||||
| Operating cashflow per share | CNY | 7.41 | 6.45 | ||||||
| Capex per share | CNY | 0.37 | 1.82 | ||||||
| FCF per share | CNY | 7.04 | 4.63 | ||||||
| Free cash flow | CNY bn | 2 | 1 | ||||||
| Net debt | CNY bn | -8 | -7 | ||||||
| Book value equity | CNY bn | 17 | 17 | ||||||
| Book value per share | CNY | 62.06 | 66.43 | ||||||
| Number of shares | m | 266.85 | 250.46 | ||||||
| DPS (TTM paid) | CNY | 2.09 | 2.09 |
Financial summary
Financials in CNY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 3.91 | 2.60 | ||||||
| P/B LTM | x | 0.56 | 0.55 | ||||||
| P/S LTM | x | 0.70 | 0.71 | ||||||
| P/FCF LTM | x | 5.19 | 8.33 | ||||||
| EV/EBITDA LTM | x | 1.40 | 1.90 | ||||||
| EV/Sales LTM | x | 0.33 | 0.16 | ||||||
| Earnings Yield LTM | % | +25.58% | +38.46% | ||||||
| FCF Yield | % | +19.25% | +12.01% | ||||||
| Quality | |||||||||
| ROE | % | +14.93% | +5.33% | ||||||
| ROIC | % | +9.30% | +8.15% | ||||||
| Operating margin | % | +21.84% | +19.26% | ||||||
| Gross margin | % | +78.63% | +77.14% | ||||||
| FCF/Sales | % | +13.44% | +8.36% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +3.31% | -19.34% | ||||||
| Sales Growth YoY | % | +1.03% | -0.10% | ||||||
| Net Income Growth YoY | % | +3.78% | -20.44% | ||||||
| FCF Growth | % | -38.08% | -61.39% | ||||||
| Operating Profit Growth | % | +13.73% | -9.05% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +5.54% | +6.99% | ||||||
| Dividend Growth | % | +3.14% | +3.14% | ||||||
| Payout Ratio | % | +20.45% | 0.00% | ||||||
| FCF/Debt | x | 1.34 | 0.70 | ||||||
| Net Debt/EBITDA | x | -1.57 | -1.98 | ||||||
| EBIT/Net interest | x | 0.00 | 0.00 | ||||||
| Net debt/market cap | % | +13.89% | +18.08% | ||||||
| Net debt/Equity | x | -0.48 | -0.39 | ||||||
| Gross debt/equity | x | 0.08 | 0.09 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enhances the user experience. By March 31, 2022, FinVolution Group had accumulated a substantial user base of approximately 145.3 million registered individuals. Established in 2007, the company, originally known as PPDAI Group Inc., rebranded as FinVolution Group in November 2019. It maintains its headquarters in Shanghai, People's Republic of China.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enhances the user experience. By March 31, 2022, FinVolution Group had accumulated a substantial user base of approximately 145.3 million registered individuals. Established in 2007, the company, originally known as PPDAI Group Inc., rebranded as FinVolution Group in November 2019. It maintains its headquarters in Shanghai, People's Republic of China.
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