Fair Isaac Corporation (FICO)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 1,295 | 1,317 | 1,377 | 1,514 | 1,718 | 1,991 | 2,394 | 2,541 |
| Operating profit | $m | 925 | 1,236 | ||||||
| Net profit | $m | 236 | 392 | 374 | 429 | 513 | 652 | 815 | 1,065 |
| EPS reported | $ | 26.54 | 34.62 | ||||||
| Operating cashflow per share | $ | 32.13 | 44.18 | ||||||
| Capex per share | $ | 0.37 | 0.24 | ||||||
| FCF per share | $ | 31.76 | 43.94 | ||||||
| Free cash flow | $m | 770 | 996 | ||||||
| Net debt | $m | 2,922 | 5,334 | ||||||
| Book value equity | $m | -1,746 | -4,097 | ||||||
| Book value per share | $ | -71.08 | -180.5 | ||||||
| Number of shares | m | 24.56 | 22.7 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 56.39 | 24.93 | ||||||
| P/B LTM | x | -20.78 | -8.85 | ||||||
| P/S LTM | x | 18.22 | 15.15 | ||||||
| P/FCF LTM | x | 47.12 | 36.42 | ||||||
| EV/EBITDA LTM | x | 41.23 | 30.94 | ||||||
| EV/Sales LTM | x | 19.70 | 12.03 | ||||||
| Earnings Yield LTM | % | +1.77% | +4.01% | ||||||
| FCF Yield | % | +2.12% | +2.75% | ||||||
| Quality | |||||||||
| ROE | % | -37.34% | -33.43% | ||||||
| ROIC | % | +52.96% | +59.42% | ||||||
| Operating margin | % | +46.45% | +51.65% | ||||||
| Gross margin | % | +82.23% | +85.10% | ||||||
| FCF/Sales | % | +38.67% | +41.61% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +29.78% | +69.29% | ||||||
| Sales Growth YoY | % | +15.91% | +39.36% | ||||||
| Net Income Growth YoY | % | +27.13% | +58.93% | ||||||
| FCF Growth | % | +26.75% | +63.98% | ||||||
| Operating Profit Growth | % | +26.07% | +68.52% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.25 | 0.18 | ||||||
| Net Debt/EBITDA | x | 3.09 | 4.22 | ||||||
| EBIT/Net interest | x | 6.92 | 6.63 | ||||||
| Net debt/market cap | % | +8.42% | +23.81% | ||||||
| Net debt/Equity | x | -1.67 | -1.30 | ||||||
| Gross debt/equity | x | -1.76 | -1.37 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The Software segment provides pre-configured decision management solutions catering to a variety of business challenges and operations, including marketing strategy, account creation, customer relations, engagement, fraud detection, financial crime compliance, and debt collection, alongside related professional services. Key among its offerings is the FICO Platform, a modular software suite built to support sophisticated analytical and decision-making applications. This segment also supplies stand-alone analytical and decisioning software that customers can customize for a broad spectrum of business needs. Conversely, the Scores segment offers both business-to-business (B2B) and business-to-consumer (B2C) solutions. Its B2B scoring services empower corporate clients with analytics that can be integrated directly into their transaction flows and decision frameworks. For individual consumers, the segment provides B2C scoring via offerings such as myFICO.com subscriptions. FICO markets its diverse product and service portfolio primarily through its dedicated direct sales force, various indirect distribution channels, and its online presence. Established in 1956 as Fair Isaac & Company, Inc., the company officially adopted the name Fair Isaac Corporation in July 1992 and maintains its headquarters in Bozeman, Montana.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The Software segment provides pre-configured decision management solutions catering to a variety of business challenges and operations, including marketing strategy, account creation, customer relations, engagement, fraud detection, financial crime compliance, and debt collection, alongside related professional services. Key among its offerings is the FICO Platform, a modular software suite built to support sophisticated analytical and decision-making applications. This segment also supplies stand-alone analytical and decisioning software that customers can customize for a broad spectrum of business needs. Conversely, the Scores segment offers both business-to-business (B2B) and business-to-consumer (B2C) solutions. Its B2B scoring services empower corporate clients with analytics that can be integrated directly into their transaction flows and decision frameworks. For individual consumers, the segment provides B2C scoring via offerings such as myFICO.com subscriptions. FICO markets its diverse product and service portfolio primarily through its dedicated direct sales force, various indirect distribution channels, and its online presence. Established in 1956 as Fair Isaac & Company, Inc., the company officially adopted the name Fair Isaac Corporation in July 1992 and maintains its headquarters in Bozeman, Montana.
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