First Guaranty Bancshares, Inc. (FGBIP)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 97 | 99 | 109 | 93 | 112 | 70 | 66 | - |
| Operating profit | $m | -69 | -45 | ||||||
| Net profit | $m | 20 | 27 | 29 | 9 | 12 | -56 | -36 | 6 |
| EPS reported | $ | -4.17 | -2.58 | ||||||
| Operating cashflow per share | $ | -0.59 | 3.34 | ||||||
| Capex per share | $ | 0.12 | 0.08 | ||||||
| FCF per share | $ | -0.71 | 3.26 | ||||||
| Free cash flow | $m | -10 | 53 | ||||||
| Net debt | $m | -660 | -1,809 | ||||||
| Book value equity | $m | 226 | 227 | ||||||
| Book value per share | $ | 16.18 | 13.93 | ||||||
| Number of shares | m | 13.99 | 16.33 | ||||||
| DPS (TTM paid) | $ | 1.69 | 1.69 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | - | ||||||
| P/B LTM | x | 0.33 | 0.33 | ||||||
| P/S LTM | x | 1.08 | 1.13 | ||||||
| P/FCF LTM | x | -7.53 | 1.41 | ||||||
| EV/EBITDA LTM | x | 9.09 | 13.82 | ||||||
| EV/Sales LTM | x | -2.98 | -2.42 | ||||||
| Earnings Yield LTM | % | -74.59% | -26.81% | ||||||
| FCF Yield | % | -13.28% | +70.78% | ||||||
| Quality | |||||||||
| ROE | % | -24.76% | -16.19% | ||||||
| ROIC | % | -1.37% | -1.84% | ||||||
| Operating margin | % | -34.99% | -24.04% | ||||||
| Gross margin | % | -6.18% | +19.97% | ||||||
| FCF/Sales | % | -5.09% | +28.14% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | -37.57% | -40.52% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | - | +73.23% | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.85% | +0.48% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | -4.95% | -5.62% | ||||||
| FCF/Debt | x | -0.05 | 0.29 | ||||||
| Net Debt/EBITDA | x | 10.26 | 14.07 | ||||||
| EBIT/Net interest | x | -0.54 | -0.37 | ||||||
| Net debt/market cap | % | +2.48% | +1.36% | ||||||
| Net debt/Equity | x | -2.92 | -7.96 | ||||||
| Gross debt/equity | x | 0.82 | 0.82 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
First Guaranty Bancshares, Inc. functions as the parent company for First Guaranty Bank, providing comprehensive commercial banking services throughout Louisiana and Texas. The institution offers a wide array of deposit accounts, including checking, savings, money market, and demand options, along with time deposits, serving individuals, small enterprises, and municipal clients. Its lending activities encompass a diverse portfolio, featuring real estate loans (covering non-farm, residential, multifamily, construction, and agricultural land), commercial and industrial financing, and various consumer and other loans. These credit products are made available to small to medium-sized businesses, professionals, and individual borrowers. Additionally, the bank delivers numerous consumer conveniences like credit cards, digital banking tools (online and mobile banking, bill pay, mobile deposit capture), ATMs, and secure deposit boxes. Business customers benefit from specialized offerings such as merchant services, remote deposit capture, and lockbox facilities. A portion of its assets is allocated to investments in securities issued by the U.S. Government and its agencies, state and municipal obligations, corporate debt, mutual funds, equities, and mortgage-backed securities, often backed by government entities. Established in 1934 and headquartered in Hammond, Louisiana, First Guaranty Bancshares, Inc. operates through 36 banking locations primarily situated in key service areas across Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
First Guaranty Bancshares, Inc. (FGBIP)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
First Guaranty Bancshares, Inc. functions as the parent company for First Guaranty Bank, providing comprehensive commercial banking services throughout Louisiana and Texas. The institution offers a wide array of deposit accounts, including checking, savings, money market, and demand options, along with time deposits, serving individuals, small enterprises, and municipal clients. Its lending activities encompass a diverse portfolio, featuring real estate loans (covering non-farm, residential, multifamily, construction, and agricultural land), commercial and industrial financing, and various consumer and other loans. These credit products are made available to small to medium-sized businesses, professionals, and individual borrowers. Additionally, the bank delivers numerous consumer conveniences like credit cards, digital banking tools (online and mobile banking, bill pay, mobile deposit capture), ATMs, and secure deposit boxes. Business customers benefit from specialized offerings such as merchant services, remote deposit capture, and lockbox facilities. A portion of its assets is allocated to investments in securities issued by the U.S. Government and its agencies, state and municipal obligations, corporate debt, mutual funds, equities, and mortgage-backed securities, often backed by government entities. Established in 1934 and headquartered in Hammond, Louisiana, First Guaranty Bancshares, Inc. operates through 36 banking locations primarily situated in key service areas across Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free