FB Financial Corporation (FBK)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 568 | 576 | 527 | 478 | 458 | 560 | 700 | - |
| Operating profit | $m | 139 | 247 | ||||||
| Net profit | $m | 64 | 190 | 125 | 120 | 116 | 123 | 197 | 247 |
| EPS reported | $ | 2.40 | 3.74 | ||||||
| Operating cashflow per share | $ | 2.94 | 4.01 | ||||||
| Capex per share | $ | 0.17 | 0.17 | ||||||
| FCF per share | $ | 2.77 | 3.83 | ||||||
| Free cash flow | $m | 147 | 198 | ||||||
| Net debt | $m | -1,333 | 167 | ||||||
| Book value equity | $m | 1,948 | 1,937 | ||||||
| Book value per share | $ | 36.71 | 37.46 | ||||||
| Number of shares | m | 53.07 | 51.69 | ||||||
| DPS (TTM paid) | $ | 0.76 | 0.82 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 23.25 | - | ||||||
| P/B LTM | x | 1.52 | 1.53 | ||||||
| P/S LTM | x | 5.29 | 4.23 | ||||||
| P/FCF LTM | x | 20.14 | 14.94 | ||||||
| EV/EBITDA LTM | x | 15.28 | 8.45 | ||||||
| EV/Sales LTM | x | 2.62 | 3.30 | ||||||
| Earnings Yield LTM | % | +4.30% | +6.15% | ||||||
| FCF Yield | % | +4.96% | +6.69% | ||||||
| Quality | |||||||||
| ROE | % | +6.29% | +10.03% | ||||||
| ROIC | % | +5.24% | +1.17% | ||||||
| Operating margin | % | +15.78% | +23.85% | ||||||
| Gross margin | % | +58.86% | +62.91% | ||||||
| FCF/Sales | % | +16.75% | +19.16% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -3.23% | +50.81% | ||||||
| Sales Growth YoY | % | +22.34% | +52.83% | ||||||
| Net Income Growth YoY | % | +5.68% | +69.37% | ||||||
| FCF Growth | % | +11.16% | +49.84% | ||||||
| Operating Profit Growth | % | -5.56% | +68.22% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.28% | +1.33% | ||||||
| Dividend Growth | % | +11.76% | +20.59% | ||||||
| Payout Ratio | % | +29.74% | +30.90% | ||||||
| FCF/Debt | x | 0.52 | 0.53 | ||||||
| Net Debt/EBITDA | x | -4.37 | 0.83 | ||||||
| EBIT/Net interest | x | 0.44 | 0.74 | ||||||
| Net debt/market cap | % | +7.52% | +9.99% | ||||||
| Net debt/Equity | x | -0.68 | 0.09 | ||||||
| Gross debt/equity | x | 0.15 | 0.19 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
FB Financial Corporation functions as the parent entity for FirstBank, offering an extensive array of commercial and consumer banking solutions tailored for businesses, professionals, and individual clients. The company organizes its activities into two primary divisions: Banking and Mortgage. Its deposit offerings include checking, demand, money market, savings accounts, time deposits, and certificates of deposit. For lending, FB Financial provides a wide range of products for corporate, commercial, and consumer customers, such as financing for owner-occupied and investment commercial real estate, residential mortgages for single-family to four-family homes and multi-family units, commercial and industrial loans, construction financing, land acquisition, and land development loans. Consumer credit options feature residential lines of credit, loans for vehicles (cars, boats, and other recreational vehicles), manufactured homes (excluding land), and personal lines of credit. Additionally, the company engages in mortgage origination and delivers mortgage banking services through its branch network across the southeastern U.S. and via its digital platforms. Further services include trust, insurance, investment advisory, and modern online and mobile banking capabilities. As of December 31, 2021, FB Financial maintained a physical presence with 82 full-service and 9 limited-service bank branches across Tennessee, Northern Alabama, Southern Kentucky, and Northern Georgia, in addition to 23 mortgage offices situated throughout the southeastern United States. The company, which originated in 1906, was formerly known as First South Bancorp, Inc., before adopting the name FB Financial Corporation in 2016, and its headquarters are located in Nashville, Tennessee.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
FB Financial Corporation (FBK)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
FB Financial Corporation functions as the parent entity for FirstBank, offering an extensive array of commercial and consumer banking solutions tailored for businesses, professionals, and individual clients. The company organizes its activities into two primary divisions: Banking and Mortgage. Its deposit offerings include checking, demand, money market, savings accounts, time deposits, and certificates of deposit. For lending, FB Financial provides a wide range of products for corporate, commercial, and consumer customers, such as financing for owner-occupied and investment commercial real estate, residential mortgages for single-family to four-family homes and multi-family units, commercial and industrial loans, construction financing, land acquisition, and land development loans. Consumer credit options feature residential lines of credit, loans for vehicles (cars, boats, and other recreational vehicles), manufactured homes (excluding land), and personal lines of credit. Additionally, the company engages in mortgage origination and delivers mortgage banking services through its branch network across the southeastern U.S. and via its digital platforms. Further services include trust, insurance, investment advisory, and modern online and mobile banking capabilities. As of December 31, 2021, FB Financial maintained a physical presence with 82 full-service and 9 limited-service bank branches across Tennessee, Northern Alabama, Southern Kentucky, and Northern Georgia, in addition to 23 mortgage offices situated throughout the southeastern United States. The company, which originated in 1906, was formerly known as First South Bancorp, Inc., before adopting the name FB Financial Corporation in 2016, and its headquarters are located in Nashville, Tennessee.
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