EVERTEC, Inc. (EVTC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 511 | 590 | 618 | 695 | 845 | 932 | 996 | 1,090 |
| Operating profit | $m | 186 | 179 | ||||||
| Net profit | $m | 104 | 161 | 239 | 80 | 113 | 142 | 98 | 258 |
| EPS reported | $ | 2.20 | 1.54 | ||||||
| Operating cashflow per share | $ | 3.56 | 3.80 | ||||||
| Capex per share | $ | 1.44 | 0.66 | ||||||
| FCF per share | $ | 2.13 | 3.14 | ||||||
| Free cash flow | $m | 136 | 191 | ||||||
| Net debt | $m | 785 | -36,549 | ||||||
| Book value equity | $m | 622 | 641 | ||||||
| Book value per share | $ | 9.65 | 10.44 | ||||||
| Number of shares | m | 64.42 | 61.45 | ||||||
| DPS (TTM paid) | $ | 0.20 | 0.20 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 13.22 | 18.30 | ||||||
| P/B LTM | x | 2.98 | 2.89 | ||||||
| P/S LTM | x | 1.99 | 1.86 | ||||||
| P/FCF LTM | x | 13.68 | 9.70 | ||||||
| EV/EBITDA LTM | x | 7.77 | 7.44 | ||||||
| EV/Sales LTM | x | 2.87 | 3.02 | ||||||
| Earnings Yield LTM | % | +7.56% | +5.46% | ||||||
| FCF Yield | % | +7.31% | +10.31% | ||||||
| Quality | |||||||||
| ROE | % | +22.78% | +15.04% | ||||||
| ROIC | % | +8.74% | +6.45% | ||||||
| Operating margin | % | +20.01% | +17.93% | ||||||
| Gross margin | % | +49.65% | +43.36% | ||||||
| FCF/Sales | % | +14.54% | +19.19% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +27.17% | -10.98% | ||||||
| Sales Growth YoY | % | +10.21% | +17.82% | ||||||
| Net Income Growth YoY | % | +25.72% | -13.36% | ||||||
| FCF Growth | % | -21.05% | +11.35% | ||||||
| Operating Profit Growth | % | +12.54% | +7.84% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.69% | +0.63% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +9.02% | +12.87% | ||||||
| FCF/Debt | x | 0.12 | 0.14 | ||||||
| Net Debt/EBITDA | x | 2.39 | 2.96 | ||||||
| EBIT/Net interest | x | 2.73 | 2.47 | ||||||
| Net debt/market cap | % | +58.88% | +66.14% | ||||||
| Net debt/Equity | x | 1.26 | -56.98 | ||||||
| Gross debt/equity | x | 1.82 | 2.06 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
EVERTEC, Inc. specializes in transaction processing services, with a strong presence throughout Latin America and the Caribbean. The company's operations are divided into distinct segments: Payment Services for Puerto Rico & the Caribbean, Payment Services for Latin America, Merchant Acquiring, Business Solutions, and Corporate & Other. Among its core offerings are merchant acquiring services, which enable both brick-and-mortar and online businesses to securely accept and process various electronic payment options, such as debit, credit, prepaid, and Electronic Benefit Transfer (EBT) cards. EVERTEC also delivers extensive payment processing solutions designed to assist financial institutions and other issuers in managing and facilitating credit, debit, prepaid, automated teller machine (ATM), and EBT card programs. This includes critical functions like credit and debit card processing, transaction authorization and settlement, and advanced fraud detection and control mechanisms, alongside specific EBT services. Additionally, the company provides a suite of business process management (BPM) solutions. These offerings encompass services such as core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions, serving financial institutions, corporate enterprises, and government bodies. A key asset for EVERTEC is its ownership and operation of the ATH network, which serves as both an ATM and a PIN debit network. The company manages a sophisticated system of electronic payment networks capable of processing approximately three billion transactions annually. Services are primarily distributed through a dedicated direct sales force. Its broad clientele includes financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
EVERTEC, Inc. specializes in transaction processing services, with a strong presence throughout Latin America and the Caribbean. The company's operations are divided into distinct segments: Payment Services for Puerto Rico & the Caribbean, Payment Services for Latin America, Merchant Acquiring, Business Solutions, and Corporate & Other. Among its core offerings are merchant acquiring services, which enable both brick-and-mortar and online businesses to securely accept and process various electronic payment options, such as debit, credit, prepaid, and Electronic Benefit Transfer (EBT) cards. EVERTEC also delivers extensive payment processing solutions designed to assist financial institutions and other issuers in managing and facilitating credit, debit, prepaid, automated teller machine (ATM), and EBT card programs. This includes critical functions like credit and debit card processing, transaction authorization and settlement, and advanced fraud detection and control mechanisms, alongside specific EBT services. Additionally, the company provides a suite of business process management (BPM) solutions. These offerings encompass services such as core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions, serving financial institutions, corporate enterprises, and government bodies. A key asset for EVERTEC is its ownership and operation of the ATH network, which serves as both an ATM and a PIN debit network. The company manages a sophisticated system of electronic payment networks capable of processing approximately three billion transactions annually. Services are primarily distributed through a dedicated direct sales force. Its broad clientele includes financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.
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