Operating via its subsidiaries, Equitas Holdings Limited functions as a non-banking financial institution within India. Its operations are categorized into core Banking and Finance divisions, alongside other diverse business segments. The firm provides various deposit options, including current, savings, and fixed-term accounts. A comprehensive suite of lending products is available, encompassing microfinance, commercial vehicle funding, residential mortgages, property-backed loans, credit facilities for micro and small businesses, agricultural loans, gold-secured financing, and general business credit. Additionally, it offers debit cards, various third-party insurance policies, mutual fund investment opportunities, and extensive digital banking solutions via internet and mobile platforms, in addition to issuing FASTags. Beyond its financial services, the entity manages online freight logistics through its Wowtruck brand. Its clientele primarily comprises individual customers and small to medium-sized enterprises. Incorporated in 2007, Equitas Holdings Limited maintains its principal office in Chennai, India.