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ECN Capital Corp. (ECN-PC.TO)
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 147 | 120 | 197 | 159 | 221 | 279 | 295 |
| Operating profit | $m | 97 | 73 | |||||
| Net profit | $m | -14 | 970 | 16 | -107 | 8 | 21 | 21 |
| EPS reported | $ | 0.05 | 0.05 | |||||
| Operating cashflow per share | $ | 0.04 | 0.09 | |||||
| Capex per share | $ | 0.00 | 0.00 | |||||
| FCF per share | $ | 0.04 | 0.09 | |||||
| Free cash flow | $m | 12 | 11 | |||||
| Net debt | $m | 573 | 573 | |||||
| Book value equity | $m | 214 | 214 | |||||
| Book value per share | $ | 0.75 | 0.76 | |||||
| Number of shares | m | 284.55 | 281.66 | |||||
| DPS (TTM paid) | $ | 1.43 | 0.72 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 407.86 | 360.19 | |||||
| P/B LTM | x | 2.92 | 2.95 | |||||
| P/S LTM | x | 2.24 | 2.13 | |||||
| P/FCF LTM | x | 53.70 | 56.44 | |||||
| EV/EBITDA LTM | x | 10.89 | 15.50 | |||||
| EV/Sales LTM | x | 4.33 | 4.07 | |||||
| Earnings Yield LTM | % | 0.25% | 0.28% | |||||
| FCF Yield | % | 1.86% | 1.77% | |||||
| Quality | ||||||||
| ROE | % | 9.84% | 10.01% | |||||
| ROIC | % | 5.31% | 5.00% | |||||
| Operating margin | % | 34.81% | 34.81% | |||||
| Gross margin | % | 79.58% | 53.04% | |||||
| FCF/Sales | % | 4.16% | 8.85% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +69.49% | +69.49% | |||||
| Sales Growth YoY | % | +26.20% | +26.20% | |||||
| Net Income Growth YoY | % | +175.51% | +175.51% | |||||
| FCF Growth | % | -93.54% | -93.54% | |||||
| Operating Profit Growth | % | +544.45% | +544.45% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 2.55% | 3.78% | |||||
| Dividend Growth | % | -0.81% | - | |||||
| Payout Ratio | % | 120.92% | 106.49% | |||||
| FCF/Debt | x | 0.02 | 0.02 | |||||
| Net Debt/EBITDA | x | 5.27 | 5.37 | |||||
| EBIT/Net interest | x | 1.94 | 7.07 | |||||
| Net debt/market cap | % | 91.93% | 90.94% | |||||
| Net debt/Equity | x | 2.68 | 2.68 | |||||
| Gross debt/equity | x | 2.84 | 2.84 | |||||
Company overview
ECN Capital Corp. is a North American financial services firm focused on originating, managing, and providing advisory services for prime consumer credit portfolios. The company operates through two primary segments: Secured Consumer Loans, which encompass its Triad Financial Services and Source One divisions, and Consumer Credit Card and Related Unsecured Consumer Loans, managed via its KG segments. ECN Capital offers diverse secured consumer lending solutions, including financing for manufactured homes, marine vehicles, and recreational vehicles. Furthermore, it oversees consumer credit card portfolios, with a particular emphasis on co-branded cards and complementary financial products. Its clientele includes a broad spectrum of institutions such as banks, credit unions, life insurance companies, pension funds, and various investment funds. ECN Capital Corp. was established in 2016 and is headquartered in Toronto, Canada.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
ECN Capital Corp. (ECN-PC.TO)
ECN Capital Corp. is a North American financial services firm focused on originating, managing, and providing advisory services for prime consumer credit portfolios. The company operates through two primary segments: Secured Consumer Loans, which encompass its Triad Financial Services and Source One divisions, and Consumer Credit Card and Related Unsecured Consumer Loans, managed via its KG segments. ECN Capital offers diverse secured consumer lending solutions, including financing for manufactured homes, marine vehicles, and recreational vehicles. Furthermore, it oversees consumer credit card portfolios, with a particular emphasis on co-branded cards and complementary financial products. Its clientele includes a broad spectrum of institutions such as banks, credit unions, life insurance companies, pension funds, and various investment funds. ECN Capital Corp. was established in 2016 and is headquartered in Toronto, Canada.
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