Eagle Bancorp Montana, Inc. (EBMT)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 84 | 90 | 87 | 83 | 80 | 90 | 67 | - |
| Operating profit | $m | 19 | 11 | ||||||
| Net profit | $m | 21 | 14 | 11 | 10 | 10 | 15 | 16 | 16 |
| EPS reported | $ | 1.90 | 2.04 | ||||||
| Operating cashflow per share | $ | 4.24 | 2.90 | ||||||
| Capex per share | $ | 0.61 | 0.51 | ||||||
| FCF per share | $ | 3.63 | 2.39 | ||||||
| Free cash flow | $m | 28 | 19 | ||||||
| Net debt | $m | -223 | -215 | ||||||
| Book value equity | $m | 192 | 197 | ||||||
| Book value per share | $ | 24.51 | 25.12 | ||||||
| Number of shares | m | 7.82 | 7.86 | ||||||
| DPS (TTM paid) | $ | 0.58 | 0.58 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.47 | 10.47 | ||||||
| P/B LTM | x | 0.81 | 0.79 | ||||||
| P/S LTM | x | 1.72 | 2.32 | ||||||
| P/FCF LTM | x | 5.48 | 8.30 | ||||||
| EV/EBITDA LTM | x | 8.29 | 15.77 | ||||||
| EV/Sales LTM | x | 1.70 | 2.59 | ||||||
| Earnings Yield LTM | % | +9.55% | +9.55% | ||||||
| FCF Yield | % | +18.24% | +12.05% | ||||||
| Quality | |||||||||
| ROE | % | +7.73% | +8.36% | ||||||
| ROIC | % | +1.97% | +0.40% | ||||||
| Operating margin | % | +15.03% | +11.16% | ||||||
| Gross margin | % | +70.90% | +66.74% | ||||||
| FCF/Sales | % | +22.50% | +18.87% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +53.23% | +64.52% | ||||||
| Sales Growth YoY | % | +13.58% | -16.03% | ||||||
| Net Income Growth YoY | % | +51.72% | +64.23% | ||||||
| FCF Growth | % | +96.04% | +29.48% | ||||||
| Operating Profit Growth | % | +66.22% | -2.77% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.95% | +2.49% | ||||||
| Dividend Growth | % | +1.77% | +3.10% | ||||||
| Payout Ratio | % | +30.79% | +28.89% | ||||||
| FCF/Debt | x | 0.34 | 0.19 | ||||||
| Net Debt/EBITDA | x | 2.26 | 5.20 | ||||||
| EBIT/Net interest | x | 0.53 | 0.34 | ||||||
| Net debt/market cap | % | +53.08% | +51.77% | ||||||
| Net debt/Equity | x | -1.16 | -1.09 | ||||||
| Gross debt/equity | x | 0.43 | 0.49 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Eagle Bancorp Montana, Inc. serves as the parent company for Opportunity Bank of Montana, delivering a comprehensive array of retail banking products and financial services. Its primary clientele comprises small businesses and individual customers located throughout Montana. The bank facilitates diverse deposit accounts, which include checking, savings, money market, individual retirement accounts (IRAs), and certificates of deposit (CDs). Its extensive lending portfolio encompasses residential mortgage loans for 1-4 family properties, including financing for new construction; a variety of commercial real estate loans, such as those for multi-family dwellings, non-residential properties, development projects, and farmland; and second mortgage or home equity loans. Furthermore, the company provides various consumer loans, including those secured by collateral like automobiles, recreational vehicles, and boats, alongside personal loans and lines of credit. It also extends secured and unsecured commercial business loans, agricultural loans, and general mortgage loan services. With a substantial operational footprint, Eagle Bancorp Montana, Inc. maintains 23 full-service branches, one community banking office, and 25 automated teller machines. The institution was established in 1922 and its corporate headquarters are situated in Helena, Montana.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Eagle Bancorp Montana, Inc. (EBMT)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Eagle Bancorp Montana, Inc. serves as the parent company for Opportunity Bank of Montana, delivering a comprehensive array of retail banking products and financial services. Its primary clientele comprises small businesses and individual customers located throughout Montana. The bank facilitates diverse deposit accounts, which include checking, savings, money market, individual retirement accounts (IRAs), and certificates of deposit (CDs). Its extensive lending portfolio encompasses residential mortgage loans for 1-4 family properties, including financing for new construction; a variety of commercial real estate loans, such as those for multi-family dwellings, non-residential properties, development projects, and farmland; and second mortgage or home equity loans. Furthermore, the company provides various consumer loans, including those secured by collateral like automobiles, recreational vehicles, and boats, alongside personal loans and lines of credit. It also extends secured and unsecured commercial business loans, agricultural loans, and general mortgage loan services. With a substantial operational footprint, Eagle Bancorp Montana, Inc. maintains 23 full-service branches, one community banking office, and 25 automated teller machines. The institution was established in 1922 and its corporate headquarters are situated in Helena, Montana.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free