Dogwood State Bank, established in 2001 and headquartered in Raleigh, North Carolina, offers a comprehensive suite of banking and lending services to businesses, their owners, professionals, and employees across the state. The institution, which was previously known as Sound Bank until its name change in September 2019, provides various financial solutions tailored to diverse needs. For deposit accounts, clients can choose from personal and business checking, savings, money market accounts, individual retirement accounts (IRAs), and certificates of deposit. The bank's extensive lending portfolio addresses both corporate and individual financing requirements. Businesses can access lines of credit, term loans, and general small business financing. Personal clients benefit from personal lines of credit, overdraft protection, credit cards, and specific loans for vehicles (automobiles, trucks, boats, RVs) as well as boat slip financing. Furthermore, Dogwood State Bank provides specialized real estate loans, covering home construction, improvements, investment rental properties, residential lot purchases, residential second mortgages, and home equity lines. Additionally, the bank offers treasury management services to support its business customers. Customers can access these products and services through digital platforms or by visiting one of its physical branch locations situated in Charlotte, Greenville, Morehead City, Raleigh, Sanford, and Wilmington.