Donegal Group Inc. (DGICA)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 778 | 816 | 848 | 927 | 990 | 978 | 963 | 881 |
| Operating profit | $m | 98 | 88 | ||||||
| Net profit | $m | 53 | 25 | -2 | 4 | 51 | 79 | 71 | 56 |
| EPS reported | $ | 2.18 | 1.98 | ||||||
| Operating cashflow per share | $ | 2.28 | 1.86 | ||||||
| Capex per share | $ | 0.00 | 0.00 | ||||||
| FCF per share | $ | 2.28 | 1.86 | ||||||
| Free cash flow | $m | 70 | 58 | ||||||
| Net debt | $m | -486 | -458 | ||||||
| Book value equity | $m | 640 | 666 | ||||||
| Book value per share | $ | 20.50 | 20.87 | ||||||
| Number of shares | m | 31.25 | 31.91 | ||||||
| DPS (TTM paid) | $ | 0.72 | 0.75 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.17 | 9.10 | ||||||
| P/B LTM | x | 0.96 | 0.92 | ||||||
| P/S LTM | x | 0.63 | 0.64 | ||||||
| P/FCF LTM | x | 8.75 | 10.52 | ||||||
| EV/EBITDA LTM | x | 6.10 | 6.80 | ||||||
| EV/Sales LTM | x | 0.64 | 0.76 | ||||||
| Earnings Yield LTM | % | +10.91% | +10.99% | ||||||
| FCF Yield | % | +11.43% | +9.51% | ||||||
| Quality | |||||||||
| ROE | % | +12.39% | +11.01% | ||||||
| ROIC | % | +11.61% | +10.02% | ||||||
| Operating margin | % | +9.98% | +9.10% | ||||||
| Gross margin | % | +26.68% | +27.07% | ||||||
| FCF/Sales | % | +7.18% | +6.06% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +42.48% | +29.41% | ||||||
| Sales Growth YoY | % | -1.17% | -2.67% | ||||||
| Net Income Growth YoY | % | +55.99% | +39.76% | ||||||
| FCF Growth | % | +4.09% | -13.42% | ||||||
| Operating Profit Growth | % | +56.55% | +40.65% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.18% | +3.86% | ||||||
| Dividend Growth | % | +4.73% | +9.09% | ||||||
| Payout Ratio | % | +37.69% | +21030.5% | ||||||
| FCF/Debt | x | 2.01 | 1.67 | ||||||
| Net Debt/EBITDA | x | 0.08 | 0.12 | ||||||
| EBIT/Net interest | x | 72.26 | 64.92 | ||||||
| Net debt/market cap | % | +5.70% | +4.88% | ||||||
| Net debt/Equity | x | -0.76 | -0.69 | ||||||
| Gross debt/equity | x | 0.05 | 0.05 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Donegal Group, Inc. is an insurance holding company, which engages in the provision of property and casualty insurance to businesses and individuals. It operates through the following segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The Investment Function segment covers investment activities. The Personal Lines of Insurance segment consists of homeowners and private passenger automobile policies. The Commercial Lines of Insurance segment includes commercial automobile, commercial multi-peril, and workers compensation policies. The company was founded on August 26, 1986 and is headquartered in Marietta, PA.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Donegal Group Inc. (DGICA)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Donegal Group, Inc. is an insurance holding company, which engages in the provision of property and casualty insurance to businesses and individuals. It operates through the following segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The Investment Function segment covers investment activities. The Personal Lines of Insurance segment consists of homeowners and private passenger automobile policies. The Commercial Lines of Insurance segment includes commercial automobile, commercial multi-peril, and workers compensation policies. The company was founded on August 26, 1986 and is headquartered in Marietta, PA.
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