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Catskill Hudson Bancorp, Inc. (CSKL)
Key financial summary
Financials in USD| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | ||
|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 18 | 15 | 14 | 15 | 17 | 14 |
| Operating profit | $m | 2 | |||||
| Net profit | $m | 2 | 2 | 1 | 2 | 2 | -0 |
| EPS reported | $ | -0.22 | |||||
| Operating cashflow per share | $ | -4.31 | |||||
| Capex per share | $ | 6.56 | |||||
| FCF per share | $ | -10.87 | |||||
| Free cash flow | $m | -8 | |||||
| Net debt | $m | -5 | |||||
| Book value equity | $m | 25 | |||||
| Book value per share | $ | 35.83 | |||||
| Number of shares | m | 0.71 | |||||
| DPS (TTM paid) | $ | 0.48 |
Financial summary
Financials in USD| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | ||
|---|---|---|---|---|---|---|---|
| Value | |||||||
| P/E TTM | x | - | |||||
| P/B LTM | x | 0.52 | |||||
| P/S LTM | x | 0.94 | |||||
| P/FCF LTM | x | -1.70 | |||||
| EV/EBITDA LTM | x | 17.55 | |||||
| EV/Sales LTM | x | 0.57 | |||||
| Earnings Yield LTM | % | -1.16% | |||||
| FCF Yield | % | -58.77% | |||||
| Quality | |||||||
| ROE | % | -0.60% | |||||
| ROIC | % | 0.33% | |||||
| Operating margin | % | 11.71% | |||||
| Gross margin | % | 164.86% | |||||
| FCF/Sales | % | -51.89% | |||||
| Growth and momentum | |||||||
| EPS Growth YoY | % | - | |||||
| Sales Growth YoY | % | -17.25% | |||||
| Net Income Growth YoY | % | - | |||||
| FCF Growth | % | - | |||||
| Operating Profit Growth | % | -18.77% | |||||
| Dividend and capital structure | |||||||
| Dividend Yield | % | 2.60% | |||||
| Dividend Growth | % | 0.00% | |||||
| Payout Ratio | % | -223.03% | |||||
| FCF/Debt | x | -0.50 | |||||
| Net Debt/EBITDA | x | -9.43 | |||||
| EBIT/Net interest | x | 2.01 | |||||
| Net debt/market cap | % | -34.95% | |||||
| Net debt/Equity | x | -0.18 | |||||
| Gross debt/equity | x | 0.61 | |||||
Company overview
Catskill Hudson Bancorp, Inc. serves as the holding company for Catskill Hudson Bank, delivering a broad spectrum of commercial banking services to individuals and businesses throughout the United States. Its product lineup includes various deposit accounts such as checking, savings, certificates of deposit (CDs), and individual retirement accounts (IRAs). The bank's lending activities cover business loans, including revolving credit lines, term loans, letters of credit, bridge loans, and commercial real estate financing. For personal clients, it offers diverse options like mortgage and home loans, fixed and adjustable-rate mortgages, home equity lines of credit (HELOCs), and fixed-rate home equity loans. Complementary services feature debit, credit, and ATM cards, merchant services, remote deposit functionality, overdraft protection, safe deposit boxes, and check reordering. Customers can access their accounts through traditional branch visits, mobile apps, and online banking platforms. The institution operates a network of 11 branches, comprising nine in the Mid-Hudson Region and two in the Capital District. Founded in 1993, the company is headquartered in Kingston, New York.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Catskill Hudson Bancorp, Inc. (CSKL)
Catskill Hudson Bancorp, Inc. serves as the holding company for Catskill Hudson Bank, delivering a broad spectrum of commercial banking services to individuals and businesses throughout the United States. Its product lineup includes various deposit accounts such as checking, savings, certificates of deposit (CDs), and individual retirement accounts (IRAs). The bank's lending activities cover business loans, including revolving credit lines, term loans, letters of credit, bridge loans, and commercial real estate financing. For personal clients, it offers diverse options like mortgage and home loans, fixed and adjustable-rate mortgages, home equity lines of credit (HELOCs), and fixed-rate home equity loans. Complementary services feature debit, credit, and ATM cards, merchant services, remote deposit functionality, overdraft protection, safe deposit boxes, and check reordering. Customers can access their accounts through traditional branch visits, mobile apps, and online banking platforms. The institution operates a network of 11 branches, comprising nine in the Mid-Hudson Region and two in the Capital District. Founded in 1993, the company is headquartered in Kingston, New York.
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