Credit Suisse Group AG, a global financial services provider founded in 1856 and headquartered in Zurich, Switzerland, delivers a comprehensive array of banking solutions across Switzerland, Europe, the Middle East, Africa, the Americas, and Asia Pacific. The firm's extensive offerings span wealth management, financing, investment banking, and general banking services. Within wealth management, clients receive investment advice, discretionary asset management, risk management products, wealth and succession planning, and trust services. Its financing and lending activities encompass consumer credit, real estate mortgage lending, specialized real asset financing (such as for ships and aviation, often for ultra-high-net-worth individuals), standard and structured hedging, lombard lending, and collateral trading. The investment banking division provides global securities sales, trading, execution, capital raising, and advisory services, alongside equity and debt underwriting, cash equities, equity derivatives, convertibles, prime services, and a broad spectrum of fixed income products including credit, securitized, macro, and emerging market offerings. Furthermore, Credit Suisse offers fundamental banking solutions like payments, accounts, debit and credit cards, product bundles, and various asset management products. The company also provides analytical tools such as HOLT, a framework for assessing approximately 20,000 companies, complemented by in-depth equity and fixed income research. Serving a diverse client base ranging from retail and affluent individuals to ultra-high-net-worth individuals, institutional investors, corporations (including SMEs), external asset managers, financial institutions, commodity traders, pension funds, hedge funds, governments, foundations, endowments, entrepreneurs, financial sponsors, and sovereign clients, Credit Suisse operated through a network of 311 offices and branches as of December 31, 2021.