Full history for every metric is available with a Kvantra account
Financeira Alfa S.A. - Crédito, Financiamento e Investimentos (CRIV4.SA)
Key financial summary
Financials in BRL| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total revenue | BRL m | 777 | 922 | 680 | 686 | 1,498 | 2,094 | 2,094 |
| Operating profit | BRL m | 451 | 148 | |||||
| Net profit | BRL m | 68 | 72 | 50 | 76 | 39 | 19 | 20 |
| EPS reported | BRL | 0.18 | 0.18 | |||||
| Operating cashflow per share | BRL | 40.55 | 40.55 | |||||
| Capex per share | BRL | 0.01 | 0.01 | |||||
| FCF per share | BRL | 40.54 | 40.54 | |||||
| Free cash flow | BRL m | 4,161 | 4,161 | |||||
| Net debt | BRL m | 1 | 1 | |||||
| Book value equity | BRL m | 1,053 | 1,053 | |||||
| Book value per share | BRL | 10.26 | 10.26 | |||||
| Number of shares | m | 102.65 | 102.65 | |||||
| DPS (TTM paid) | BRL | 0.49 | 0.49 |
Financial summary
Financials in BRL| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 30.78 | - | |||||
| P/B LTM | x | 0.57 | 0.67 | |||||
| P/S LTM | x | 0.29 | 0.34 | |||||
| P/FCF LTM | x | 0.15 | 0.17 | |||||
| EV/EBITDA LTM | x | 0.36 | 0.42 | |||||
| EV/Sales LTM | x | 0.29 | 0.34 | |||||
| Earnings Yield LTM | % | 3.25% | 2.69% | |||||
| FCF Yield | % | 688.22% | 589.45% | |||||
| Quality | ||||||||
| ROE | % | 1.76% | 1.76% | |||||
| ROIC | % | 6.87% | 6.87% | |||||
| Operating margin | % | 21.54% | 21.54% | |||||
| Gross margin | % | 95.45% | 95.45% | |||||
| FCF/Sales | % | 198.71% | 198.71% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | -52.63% | -52.63% | |||||
| Sales Growth YoY | % | +39.77% | +39.77% | |||||
| Net Income Growth YoY | % | -51.92% | -51.92% | |||||
| FCF Growth | % | +164.38% | +164.38% | |||||
| Operating Profit Growth | % | +3939.6% | +3939.6% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 3.24% | 7.20% | |||||
| Dividend Growth | % | +2.43% | - | |||||
| Payout Ratio | % | 105.31% | 107.31% | |||||
| FCF/Debt | x | 3,218.21 | 3,218.21 | |||||
| Net Debt/EBITDA | x | 0.00 | 0.00 | |||||
| EBIT/Net interest | x | 0.27 | 0.27 | |||||
| Net debt/market cap | % | 0.16% | 0.14% | |||||
| Net debt/Equity | x | 0.00 | 0.00 | |||||
| Gross debt/equity | x | 0.00 | 0.00 | |||||
Company overview
Established in 1925, Financeira Alfa S.A. - Crédito, Financiamento e Investimentos is a Brazilian financial institution headquartered in São Paulo, which offers a broad spectrum of lending solutions. Its diverse services include direct consumer loans, personal credit, and payroll-deducted advances for individuals, as well as specialized financing options for vehicles, aircraft, and boats. The company also provides business-focused credit products, such as discounting receivables and other bespoke financing arrangements.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Financeira Alfa S.A. - Crédito, Financiamento e Investimentos (CRIV4.SA)
Established in 1925, Financeira Alfa S.A. - Crédito, Financiamento e Investimentos is a Brazilian financial institution headquartered in São Paulo, which offers a broad spectrum of lending solutions. Its diverse services include direct consumer loans, personal credit, and payroll-deducted advances for individuals, as well as specialized financing options for vehicles, aircraft, and boats. The company also provides business-focused credit products, such as discounting receivables and other bespoke financing arrangements.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free