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Conafi S.p.A. (CNF.MI)
Key financial summary
Financials in EUR| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total revenue | €m | 1 | 1 | 1 | 3 | 5 | 3 | 6 |
| Operating profit | €m | -3 | -2 | |||||
| Net profit | €m | -4 | -3 | -1 | -2 | -3 | -2 | -2 |
| EPS reported | € | -0.05 | -0.04 | |||||
| Operating cashflow per share | € | -0.16 | -0.16 | |||||
| Capex per share | € | 0.00 | 0.00 | |||||
| FCF per share | € | -0.17 | -0.17 | |||||
| Free cash flow | €m | -6 | -1 | |||||
| Net debt | €m | -3 | -4 | |||||
| Book value equity | €m | 13 | 13 | |||||
| Book value per share | € | 0.35 | 0.34 | |||||
| Number of shares | m | 36.94 | 36.94 | |||||
| DPS (TTM paid) | € | 0.00 | 0.00 |
Financial summary
Financials in EUR| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | - | - | |||||
| P/B LTM | x | 0.75 | 0.42 | |||||
| P/S LTM | x | 3.75 | 0.94 | |||||
| P/FCF LTM | x | -1.56 | -5.81 | |||||
| EV/EBITDA LTM | x | -2.79 | -0.82 | |||||
| EV/Sales LTM | x | 3.21 | 0.20 | |||||
| Earnings Yield LTM | % | -19.34% | -35.72% | |||||
| FCF Yield | % | -64.12% | -17.20% | |||||
| Quality | ||||||||
| ROE | % | -14.59% | -13.49% | |||||
| ROIC | % | -15.00% | -15.00% | |||||
| Operating margin | % | -111.87% | -111.87% | |||||
| Gross margin | % | 43.11% | 43.11% | |||||
| FCF/Sales | % | -240.40% | -240.40% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | - | - | |||||
| Sales Growth YoY | % | -46.49% | +6.73% | |||||
| Net Income Growth YoY | % | - | - | |||||
| FCF Growth | % | - | - | |||||
| Operating Profit Growth | % | - | - | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.00% | 0.00% | |||||
| Dividend Growth | % | 0.00% | 0.00% | |||||
| Payout Ratio | % | 0.00% | 0.00% | |||||
| FCF/Debt | x | -5.80 | - | |||||
| Net Debt/EBITDA | x | 0.47 | 0.47 | |||||
| EBIT/Net interest | x | 0.00 | 0.00 | |||||
| Net debt/market cap | % | -33.90% | -78.20% | |||||
| Net debt/Equity | x | -0.26 | -0.33 | |||||
| Gross debt/equity | x | 0.08 | 0.00 | |||||
Company overview
Conafi S.p.A., along with its affiliated companies, specializes in offering a diverse portfolio of lending solutions across Italy. The company provides salary-backed loans, where repayment is facilitated through direct deductions from up to one-fifth of an employee's wages, available to individuals in state, public, and private sectors. Additionally, pensioners can access similar loan products with repayments deducted from up to one-fifth of their pension. Conafi also extends financing options utilizing a payment delegation system, primarily aimed at permanent employees within government, public, and private organizations. Established in 1988, Conafi S.p.A. is headquartered in Turin, Italy, and functions as a subsidiary of Nusia S.P.A.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Conafi S.p.A. (CNF.MI)
Conafi S.p.A., along with its affiliated companies, specializes in offering a diverse portfolio of lending solutions across Italy. The company provides salary-backed loans, where repayment is facilitated through direct deductions from up to one-fifth of an employee's wages, available to individuals in state, public, and private sectors. Additionally, pensioners can access similar loan products with repayments deducted from up to one-fifth of their pension. Conafi also extends financing options utilizing a payment delegation system, primarily aimed at permanent employees within government, public, and private organizations. Established in 1988, Conafi S.p.A. is headquartered in Turin, Italy, and functions as a subsidiary of Nusia S.P.A.
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