Full history for every metric is available with a Kvantra account
Clientèle Limited (CLI.JO)
Key financial summary
Financials in ZAR| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total revenue | ZAR m | 2,261 | 2,504 | 2,432 | 2,491 | 2,155 | 4,473 | 3,968 |
| Operating profit | ZAR m | 936 | 1,726 | |||||
| Net profit | ZAR m | 329 | 392 | 420 | 488 | 330 | 1,055 | 648 |
| EPS reported | ZAR | 2.32 | 1.42 | |||||
| Operating cashflow per share | ZAR | 0.92 | 0.18 | |||||
| Capex per share | ZAR | 0.17 | 0.06 | |||||
| FCF per share | ZAR | 0.75 | 0.12 | |||||
| Free cash flow | ZAR m | 339 | 54 | |||||
| Net debt | ZAR m | -100 | 322 | |||||
| Book value equity | ZAR m | 5,905 | 7,152 | |||||
| Book value per share | ZAR | 13.00 | 15.75 | |||||
| Number of shares | m | 454.08 | 454.08 | |||||
| DPS (TTM paid) | ZAR | 1.25 | 1.32 |
Financial summary
Financials in ZAR| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 5.39 | - | |||||
| P/B LTM | x | 0.95 | 1.29 | |||||
| P/S LTM | x | 1.25 | 2.32 | |||||
| P/FCF LTM | x | 16.57 | 169.05 | |||||
| EV/EBITDA LTM | x | 4.13 | 7.42 | |||||
| EV/Sales LTM | x | 1.24 | 2.40 | |||||
| Earnings Yield LTM | % | 18.55% | 7.26% | |||||
| FCF Yield | % | 6.04% | 0.59% | |||||
| Quality | ||||||||
| ROE | % | 17.86% | 9.93% | |||||
| ROIC | % | 2.94% | 5.10% | |||||
| Operating margin | % | 20.93% | 43.50% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | 7.57% | 1.37% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +136.73% | +11.81% | |||||
| Sales Growth YoY | % | +107.51% | +20.72% | |||||
| Net Income Growth YoY | % | +219.68% | -25.42% | |||||
| FCF Growth | % | - | -98.72% | |||||
| Operating Profit Growth | % | +70.22% | +178.32% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 10.19% | 6.70% | |||||
| Dividend Growth | % | -0.00% | - | |||||
| Payout Ratio | % | 54.19% | 54.19% | |||||
| FCF/Debt | x | 0.43 | 0.07 | |||||
| Net Debt/EBITDA | x | -0.06 | 0.27 | |||||
| EBIT/Net interest | x | 23.70 | 36.25 | |||||
| Net debt/market cap | % | -1.78% | 3.50% | |||||
| Net debt/Equity | x | -0.02 | 0.04 | |||||
| Gross debt/equity | x | 0.13 | 0.11 | |||||
Company overview
Operating through its various subsidiaries, Clientèle Limited is a South African entity providing a diverse array of financial products and services. Its operations are structured across three key segments: Long-Term Insurance, Short-Term Insurance, and a combined CBC Rewards and Clientèle Mobile division. The company specializes in underwriting, marketing, and distributing a range of insurance and investment solutions. Its long-term offerings encompass policies such as funeral, hospital, legal, and life insurance. Additionally, it assists clients with estate preservation, wealth management, investment planning, credit life coverage, and comprehensive financial advisory services. Within its short-term insurance portfolio, Clientèle provides legal insurance policies tailored for both personal and business use. Beyond insurance, the firm extends benefits to its clientele through the CBC Rewards program, connecting them with various retailers and service providers. This division also supplies airtime and data services to CBC Rewards members. Clientèle Limited maintains its headquarters in Morningside, South Africa, and operates as a subsidiary of Friedshelf 1577 Proprietary Limited.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Clientèle Limited (CLI.JO)
Operating through its various subsidiaries, Clientèle Limited is a South African entity providing a diverse array of financial products and services. Its operations are structured across three key segments: Long-Term Insurance, Short-Term Insurance, and a combined CBC Rewards and Clientèle Mobile division. The company specializes in underwriting, marketing, and distributing a range of insurance and investment solutions. Its long-term offerings encompass policies such as funeral, hospital, legal, and life insurance. Additionally, it assists clients with estate preservation, wealth management, investment planning, credit life coverage, and comprehensive financial advisory services. Within its short-term insurance portfolio, Clientèle provides legal insurance policies tailored for both personal and business use. Beyond insurance, the firm extends benefits to its clientele through the CBC Rewards program, connecting them with various retailers and service providers. This division also supplies airtime and data services to CBC Rewards members. Clientèle Limited maintains its headquarters in Morningside, South Africa, and operates as a subsidiary of Friedshelf 1577 Proprietary Limited.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free