Chime Financial, Inc. Class A Common Stock (CHYM)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | - | - | 1,009 | 1,278 | 1,673 | 2,187 | 2,364 | 2,765 |
| Operating profit | $m | -1,040 | - | ||||||
| Net profit | $m | - | - | -470 | -203 | -25 | -1,010 | - | 174 |
| EPS reported | $ | -2.60 | -0.05 | ||||||
| Operating cashflow per share | $ | 0.14 | 0.91 | ||||||
| Capex per share | $ | 0.05 | 0.07 | ||||||
| FCF per share | $ | 0.09 | 0.84 | ||||||
| Free cash flow | $m | 33 | 319 | ||||||
| Net debt | $m | -1,054 | -1,050 | ||||||
| Book value equity | $m | 1,402 | 1,405 | ||||||
| Book value per share | $ | 3.61 | 3.54 | ||||||
| Number of shares | m | 388.17 | 396.94 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | - | ||||||
| P/B LTM | x | 6.80 | 6.79 | ||||||
| P/S LTM | x | 4.36 | 4.03 | ||||||
| P/FCF LTM | x | 289.82 | 29.89 | ||||||
| EV/EBITDA LTM | x | -9.40 | -1,546.23 | ||||||
| EV/Sales LTM | x | 4.21 | 5.27 | ||||||
| Earnings Yield LTM | % | -10.59% | -0.14% | ||||||
| FCF Yield | % | +0.35% | +3.35% | ||||||
| Quality | |||||||||
| ROE | % | -72.05% | -1.28% | ||||||
| ROIC | % | -65.49% | -2.55% | ||||||
| Operating margin | % | -47.56% | -2.16% | ||||||
| Gross margin | % | +85.87% | +87.26% | ||||||
| FCF/Sales | % | +1.50% | +13.49% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | +30.69% | +41.29% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | -33.78% | +542.05% | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.24 | 2.44 | ||||||
| Net Debt/EBITDA | x | 0.34 | 68.08 | ||||||
| EBIT/Net interest | x | 0.00 | 0.00 | ||||||
| Net debt/market cap | % | 0.00% | 0.00% | ||||||
| Net debt/Equity | x | -0.75 | -0.75 | ||||||
| Gross debt/equity | x | 0.10 | 0.09 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Chime Financial, Inc. Class A Common Stock (CHYM)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
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