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Stock profile

CoreCard Corporation (CCRD)

Country: United States of AmericaSector: TechnologyIndustry: Software - ApplicationExchange: NYSE

Delisted · last close 30 Oct 2025

Current price
23.60 USD-2.96%
Last close 30 Oct 2025
Benchmarks

Key financial summary

Financials in USD
201920202021202220232024TTM
Total revenue$m34364870565765
Operating profit$m710
Net profit$m118914358
EPS reported$0.670.99
Operating cashflow per share$0.720.72
Capex per share$0.610.61
FCF per share$0.110.11
Free cash flow$m19
Net debt$m-25-32
Book value equity$m5256
Book value per share$6.356.94
Number of sharesm8.158.12
DPS (TTM paid)$0.000.00

Financial summary

Financials in USD
201920202021202220232024TTM
Value
P/E TTMx33.88-
P/B LTMx3.523.27
P/S LTMx3.172.84
P/FCF LTMx204.0520.63
EV/EBITDA LTMx16.2811.18
EV/Sales LTMx2.872.34
Earnings Yield LTM%2.95%2.88%
FCF Yield%0.49%4.85%
Quality
ROE%10.54%10.44%
ROIC%9.58%9.58%
Operating margin%11.39%11.39%
Gross margin%37.68%37.68%
FCF/Sales%1.56%1.56%
Growth and momentum
EPS Growth YoY%+67.50%+410.84%
Sales Growth YoY%+2.49%+23.61%
Net Income Growth YoY%+60.47%+403.90%
FCF Growth%-92.28%-
Operating Profit Growth%+23.12%+315.94%
Dividend and capital structure
Dividend Yield%0.00%0.00%
Dividend Growth%0.00%0.00%
Payout Ratio%0.00%0.00%
FCF/Debtx0.492.62
Net Debt/EBITDAx-1.75-1.75
EBIT/Net interestx0.000.00
Net debt/market cap%-13.66%-17.54%
Net debt/Equityx-0.48-0.57
Gross debt/equityx0.040.06

Company overview

CoreCard Corporation (CCRD) provides specialized technological platforms and processing capabilities for the financial technology and services industry, operating across the United States, the European Union, and the Middle East. The company architects, develops, and distributes a comprehensive software portfolio tailored for a diverse client base. This includes financial institutions, retailers, payment processors, program managers, and entities managing accounts receivable. Their solutions empower these organizations to manage an extensive array of financial products, such as various credit and debit cards, prepaid and private label cards, fleet cards, buy-now-pay-later (BNPL) offerings, customer loyalty programs, and both accounts receivable and loan transactions. CoreCard's software enables businesses to launch and administer a wide range of transaction accounts and card issuance programs, encompassing both installment and revolving credit options. Its robust features allow for the setup and ongoing maintenance of account data, precise tracking of advances and payments, accurate assessment of fees, interest, and other charges, efficient resolution of disputes and chargebacks, systematic management of accounts receivable collections, generation of detailed reports, and seamless transaction settlement with financial institutions and network associations. Initially established in 1973, the company previously operated under the name Intelligent Systems Corporation until its rebranding to CoreCard Corporation in December 2021. Its corporate headquarters are located in Norcross, Georgia.

WebsiteN/A
IndustrySoftware - Application
Trades inUSD

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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 30 Oct 2025

CoreCard Corporation (CCRD)

CCRD · NYSE · Technology
23.60 USD-2.96%
Benchmarks
Financialsin USD
20232024TTM
About

CoreCard Corporation (CCRD) provides specialized technological platforms and processing capabilities for the financial technology and services industry, operating across the United States, the European Union, and the Middle East. The company architects, develops, and distributes a comprehensive software portfolio tailored for a diverse client base. This includes financial institutions, retailers, payment processors, program managers, and entities managing accounts receivable. Their solutions empower these organizations to manage an extensive array of financial products, such as various credit and debit cards, prepaid and private label cards, fleet cards, buy-now-pay-later (BNPL) offerings, customer loyalty programs, and both accounts receivable and loan transactions. CoreCard's software enables businesses to launch and administer a wide range of transaction accounts and card issuance programs, encompassing both installment and revolving credit options. Its robust features allow for the setup and ongoing maintenance of account data, precise tracking of advances and payments, accurate assessment of fees, interest, and other charges, efficient resolution of disputes and chargebacks, systematic management of accounts receivable collections, generation of detailed reports, and seamless transaction settlement with financial institutions and network associations. Initially established in 1973, the company previously operated under the name Intelligent Systems Corporation until its rebranding to CoreCard Corporation in December 2021. Its corporate headquarters are located in Norcross, Georgia.

IndustrySoftware - Application
Trades inUSD

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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