Full history for every metric is available with a Kvantra account
Key financial summary
Financials in CNY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | CNY m | - | 1,735 | 2,679 | 3,301 | 3,473 | 3,010 | 2,546 | 1,649 |
| Operating profit | CNY m | -19 | -44 | ||||||
| Net profit | CNY m | - | -146 | -91 | -160 | -61 | -18 | -36 | -54 |
| EPS reported | CNY | -7.35 | -15.49 | ||||||
| Operating cashflow per share | CNY | -17.19 | -13.45 | ||||||
| Capex per share | CNY | 0.03 | 0.01 | ||||||
| FCF per share | CNY | -17.22 | -13.47 | ||||||
| Free cash flow | CNY m | -41 | -32 | ||||||
| Net debt | CNY m | -55 | -34 | ||||||
| Book value equity | CNY m | 355 | 305 | ||||||
| Book value per share | CNY | 150.6 | 128.5 | ||||||
| Number of shares | m | 2.36 | 2.37 | ||||||
| DPS (TTM paid) | CNY | 0.00 | 0.00 |
Financial summary
Financials in CNY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | - | ||||||
| P/B LTM | x | 1.35 | 0.28 | ||||||
| P/S LTM | x | 0.16 | 0.03 | ||||||
| P/FCF LTM | x | -11.80 | -2.63 | ||||||
| EV/EBITDA LTM | x | -54.96 | -1.20 | ||||||
| EV/Sales LTM | x | 0.14 | 0.02 | ||||||
| Earnings Yield LTM | % | -3.71% | -43.00% | ||||||
| FCF Yield | % | -8.48% | -38.03% | ||||||
| Quality | |||||||||
| ROE | % | -5.01% | -10.99% | ||||||
| ROIC | % | -4.08% | -10.81% | ||||||
| Operating margin | % | -0.63% | -1.74% | ||||||
| Gross margin | % | 5.33% | 6.18% | ||||||
| FCF/Sales | % | -1.35% | -1.25% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | -13.34% | -20.00% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | -0.42 | -0.31 | ||||||
| Net Debt/EBITDA | x | 6.94 | 0.70 | ||||||
| EBIT/Net interest | x | -8.34 | 0.00 | ||||||
| Net debt/market cap | % | -11.42% | -40.20% | ||||||
| Net debt/Equity | x | -0.15 | -0.11 | ||||||
| Gross debt/equity | x | 0.27 | 0.34 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Cheche Group is a technology platform for auto insurance services based in China. The company has developed a data-driven platform that provides a suite of services and products for digital insurance transactions and offers insurance Software-as-a-Service (SaaS) solutions, connecting insurance carriers, intermediaries, and consumers.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Cheche Group is a technology platform for auto insurance services based in China. The company has developed a data-driven platform that provides a suite of services and products for digital insurance transactions and offers insurance Software-as-a-Service (SaaS) solutions, connecting insurance carriers, intermediaries, and consumers.
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