Bridgewater Bancshares, Inc. (BWB)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 94 | 115 | 135 | 110 | 108 | 142 | 111 | - |
| Operating profit | $m | 61 | 34 | ||||||
| Net profit | $m | 27 | 46 | 53 | 40 | 33 | 46 | 56 | 53 |
| EPS reported | $ | 1.50 | 1.84 | ||||||
| Operating cashflow per share | $ | 1.02 | 1.52 | ||||||
| Capex per share | $ | 0.21 | 0.15 | ||||||
| FCF per share | $ | 0.80 | 1.37 | ||||||
| Free cash flow | $m | 22 | 38 | ||||||
| Net debt | $m | 58 | -340 | ||||||
| Book value equity | $m | 517 | 548 | ||||||
| Book value per share | $ | 18.05 | 19.23 | ||||||
| Number of shares | m | 28.65 | 28.49 | ||||||
| DPS (TTM paid) | $ | 0.14 | 0.14 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.69 | 11.29 | ||||||
| P/B LTM | x | 0.93 | 0.88 | ||||||
| P/S LTM | x | 3.37 | 4.33 | ||||||
| P/FCF LTM | x | 21.85 | 12.58 | ||||||
| EV/EBITDA LTM | x | 13.36 | 24.76 | ||||||
| EV/Sales LTM | x | 2.96 | 3.42 | ||||||
| Earnings Yield LTM | % | +8.55% | +8.86% | ||||||
| FCF Yield | % | +4.58% | +7.95% | ||||||
| Quality | |||||||||
| ROE | % | +8.91% | +10.78% | ||||||
| ROIC | % | +4.36% | +2.47% | ||||||
| Operating margin | % | +21.08% | +13.20% | ||||||
| Gross margin | % | +47.19% | +42.30% | ||||||
| FCF/Sales | % | +7.53% | +14.95% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +45.63% | +78.64% | ||||||
| Sales Growth YoY | % | +32.00% | +2.77% | ||||||
| Net Income Growth YoY | % | +40.41% | +71.66% | ||||||
| FCF Growth | % | -48.07% | -9.79% | ||||||
| Operating Profit Growth | % | +43.86% | -21.16% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.84% | 0.00% | ||||||
| Dividend Growth | % | -2.47% | -1.92% | ||||||
| Payout Ratio | % | +9.43% | +7.75% | ||||||
| FCF/Debt | x | 0.04 | 0.09 | ||||||
| Net Debt/EBITDA | x | 5.95 | 7.59 | ||||||
| EBIT/Net interest | x | 0.41 | 0.23 | ||||||
| Net debt/market cap | % | +1.06% | +71.38% | ||||||
| Net debt/Equity | x | 0.11 | -0.62 | ||||||
| Gross debt/equity | x | 0.98 | 0.79 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Bridgewater Bancshares, Inc. functions as the holding company for Bridgewater Bank, which delivers a comprehensive array of banking products and services. Its core clientele includes commercial real estate investors, small business entrepreneurs, and high-net-worth individuals primarily located across the United States. The institution offers a diverse range of deposit accounts, such as savings accounts, money market accounts, demand deposits, and both time and brokered deposits. It also provides interest-bearing and non-interest-bearing transaction accounts, in addition to certificates of deposit (CDs). On the lending side, Bridgewater Bank extends commercial loans to various business structures, including sole proprietorships, partnerships, and corporations. These funds are designed to finance working capital needs like accounts receivable or inventory, support capital asset acquisition, or cover other business-related expenditures. The bank's specialized loan offerings further encompass Paycheck Protection Program (PPP) loans, construction and land development financing, mortgages for 1-4 family residences, multifamily property lending, and both owner-occupied and non-owner-occupied commercial real estate loans. Consumer and other miscellaneous loan products are also available. Customers can conveniently access banking services through online and mobile platforms, as well as direct banking channels. Established in 2005, the company's headquarters are situated in Saint Louis Park, Minnesota. It operates a network of seven full-service branches throughout Minnesota, specifically in Bloomington, Greenwood, Minneapolis, Orono, St. Louis Park, and St. Paul.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Bridgewater Bancshares, Inc. (BWB)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Bridgewater Bancshares, Inc. functions as the holding company for Bridgewater Bank, which delivers a comprehensive array of banking products and services. Its core clientele includes commercial real estate investors, small business entrepreneurs, and high-net-worth individuals primarily located across the United States. The institution offers a diverse range of deposit accounts, such as savings accounts, money market accounts, demand deposits, and both time and brokered deposits. It also provides interest-bearing and non-interest-bearing transaction accounts, in addition to certificates of deposit (CDs). On the lending side, Bridgewater Bank extends commercial loans to various business structures, including sole proprietorships, partnerships, and corporations. These funds are designed to finance working capital needs like accounts receivable or inventory, support capital asset acquisition, or cover other business-related expenditures. The bank's specialized loan offerings further encompass Paycheck Protection Program (PPP) loans, construction and land development financing, mortgages for 1-4 family residences, multifamily property lending, and both owner-occupied and non-owner-occupied commercial real estate loans. Consumer and other miscellaneous loan products are also available. Customers can conveniently access banking services through online and mobile platforms, as well as direct banking channels. Established in 2005, the company's headquarters are situated in Saint Louis Park, Minnesota. It operates a network of seven full-service branches throughout Minnesota, specifically in Bloomington, Greenwood, Minneapolis, Orono, St. Louis Park, and St. Paul.
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