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Bank of Idaho Holding Company (BOID)
Key financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 22 | 29 | 33 | 39 | 53 | 54 | 50 |
| Operating profit | $m | 22 | 13 | |||||
| Net profit | $m | 3 | 3 | 6 | 6 | 9 | 14 | 14 |
| EPS reported | $ | 3.04 | 3.04 | |||||
| Operating cashflow per share | $ | 5.22 | 5.22 | |||||
| Capex per share | $ | 0.00 | 0.00 | |||||
| FCF per share | $ | 0.00 | 0.00 | |||||
| Free cash flow | $m | 0 | 0 | |||||
| Net debt | $m | -25 | -21 | |||||
| Book value equity | $m | 131 | 131 | |||||
| Book value per share | $ | 29.32 | 29.21 | |||||
| Number of shares | m | 4.48 | 4.5 | |||||
| DPS (TTM paid) | $ | 2.47 | 0.00 |
Financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 11.12 | - | |||||
| P/B LTM | x | 1.15 | 1.50 | |||||
| P/S LTM | x | 2.79 | 3.96 | |||||
| P/FCF LTM | x | 0.00 | 0.00 | |||||
| EV/EBITDA LTM | x | 7.12 | 12.27 | |||||
| EV/Sales LTM | x | 2.40 | 3.53 | |||||
| Earnings Yield LTM | % | 8.99% | 6.88% | |||||
| FCF Yield | % | 0.00% | 0.00% | |||||
| Quality | ||||||||
| ROE | % | 10.38% | 11.03% | |||||
| ROIC | % | 6.35% | 6.35% | |||||
| Operating margin | % | 40.30% | 40.30% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | 0.00% | 0.00% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +59.16% | +59.16% | |||||
| Sales Growth YoY | % | +3.41% | +3.41% | |||||
| Net Income Growth YoY | % | +60.13% | +60.13% | |||||
| FCF Growth | % | -100.00% | -100.00% | |||||
| Operating Profit Growth | % | +79.67% | +79.67% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.00% | 0.00% | |||||
| Dividend Growth | % | - | -100.00% | |||||
| Payout Ratio | % | 0.00% | 0.00% | |||||
| FCF/Debt | x | 0.00 | 0.00 | |||||
| Net Debt/EBITDA | x | -1.17 | -1.17 | |||||
| EBIT/Net interest | x | 0.00 | 0.00 | |||||
| Net debt/market cap | % | -16.28% | -10.85% | |||||
| Net debt/Equity | x | -0.19 | -0.16 | |||||
| Gross debt/equity | x | 0.45 | 0.45 | |||||
Company overview
Bank of Idaho Holding Company functions as the parent entity for Bank of Idaho, a financial institution that delivers a broad spectrum of banking products and services for both personal and business clients across Idaho. The bank offers a variety of deposit accounts, including checking, savings, money market accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). Its lending portfolio is extensive, covering auto, home, recreational vehicle, and personal loans, as well as specialized financing such as agriculture, Small Business Administration (SBA), FSA, commercial real estate, term operating capital, term equipment, and home equity loans. Furthermore, clients can access lines of credit, letters of credit, and both debit and credit cards. Beyond standard banking, the company provides numerous additional services. These include automated clearing house (ACH) payments and debits, bill payment options, remote and mobile deposit functionalities, sweep accounts, trusts, investment management and custody accounts, estate planning assistance, annuities, and 401(k) plans. Other offerings comprise safe deposit boxes, digital wallet services, traditional teller operations, and wire transfers. Digital and remote access is facilitated through online, mobile, text, and telephone banking. Bank of Idaho maintains several banking locations throughout Idaho, specifically in Idaho Falls, Ashton, Pocatello, St. Anthony, Island Park, Boise, and Nampa. Additionally, it operates a mortgage origination office located in Twin Falls, Idaho. The company was founded in 1985 and is headquartered in Idaho Falls, Idaho.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Bank of Idaho Holding Company (BOID)
Bank of Idaho Holding Company functions as the parent entity for Bank of Idaho, a financial institution that delivers a broad spectrum of banking products and services for both personal and business clients across Idaho. The bank offers a variety of deposit accounts, including checking, savings, money market accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). Its lending portfolio is extensive, covering auto, home, recreational vehicle, and personal loans, as well as specialized financing such as agriculture, Small Business Administration (SBA), FSA, commercial real estate, term operating capital, term equipment, and home equity loans. Furthermore, clients can access lines of credit, letters of credit, and both debit and credit cards. Beyond standard banking, the company provides numerous additional services. These include automated clearing house (ACH) payments and debits, bill payment options, remote and mobile deposit functionalities, sweep accounts, trusts, investment management and custody accounts, estate planning assistance, annuities, and 401(k) plans. Other offerings comprise safe deposit boxes, digital wallet services, traditional teller operations, and wire transfers. Digital and remote access is facilitated through online, mobile, text, and telephone banking. Bank of Idaho maintains several banking locations throughout Idaho, specifically in Idaho Falls, Ashton, Pocatello, St. Anthony, Island Park, Boise, and Nampa. Additionally, it operates a mortgage origination office located in Twin Falls, Idaho. The company was founded in 1985 and is headquartered in Idaho Falls, Idaho.
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