Blend Labs, Inc. (BLND)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 96 | 234 | 235 | 157 | 162 | 124 | 130 | 128 |
| Operating profit | $m | -21 | -15 | ||||||
| Net profit | $m | -75 | -171 | -769 | -185 | -50 | -8 | - | 19 |
| EPS reported | $ | -0.10 | -0.00 | ||||||
| Operating cashflow per share | $ | 0.04 | 0.08 | ||||||
| Capex per share | $ | 0.04 | 0.03 | ||||||
| FCF per share | $ | -0.00 | 0.06 | ||||||
| Free cash flow | $m | -0 | 14 | ||||||
| Net debt | $m | 91 | -45 | ||||||
| Book value equity | $m | -31 | 95 | ||||||
| Book value per share | $ | -0.12 | 0.40 | ||||||
| Number of shares | m | 258.95 | 239.91 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | - | ||||||
| P/B LTM | x | -25.77 | 8.31 | ||||||
| P/S LTM | x | 6.37 | 6.06 | ||||||
| P/FCF LTM | x | -9,718.58 | 57.09 | ||||||
| EV/EBITDA LTM | x | 307.58 | 153.44 | ||||||
| EV/Sales LTM | x | 7.32 | 2.71 | ||||||
| Earnings Yield LTM | % | -1.02% | -0.12% | ||||||
| FCF Yield | % | -0.01% | +1.75% | ||||||
| Quality | |||||||||
| ROE | % | +26.36% | -1.22% | ||||||
| ROIC | % | -15.96% | -13.56% | ||||||
| Operating margin | % | -16.88% | -11.82% | ||||||
| Gross margin | % | +73.77% | +74.75% | ||||||
| FCF/Sales | % | -0.07% | +10.61% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | -23.72% | -19.78% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | -0.00 | 6.75 | ||||||
| Net Debt/EBITDA | x | 39.92 | -3.61 | ||||||
| EBIT/Net interest | x | 0.00 | 0.00 | ||||||
| Net debt/market cap | % | +20.26% | 0.00% | ||||||
| Net debt/Equity | x | -2.98 | -0.47 | ||||||
| Gross debt/equity | x | -5.27 | 0.02 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Established in 2012 and headquartered in San Francisco, California, Blend Labs, Inc. provides cloud-hosted software platforms tailored for financial institutions across the United States. The company's operations are divided into two key divisions: Blend Platform and Title365. It offers a wide array of white-label solutions catering to diverse consumer financial needs, such as home mortgages, home equity loans and lines of credit, vehicle financing, personal loans, credit cards, and deposit account management. Additionally, Blend Labs supplies a specialized suite of tools designed to streamline the entire homeownership process for individuals, covering aspects like loan closing, income validation for mortgages, property insurance, and real estate services. The firm also conducts title examination processes for insurance policies, manages escrow, handles closing and settlement services, and performs various trustee duties, alongside delivering expert professional and advisory services. Its clientele encompasses a broad spectrum of financial entities, including banks, credit unions, financial technology firms, and independent mortgage providers.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Established in 2012 and headquartered in San Francisco, California, Blend Labs, Inc. provides cloud-hosted software platforms tailored for financial institutions across the United States. The company's operations are divided into two key divisions: Blend Platform and Title365. It offers a wide array of white-label solutions catering to diverse consumer financial needs, such as home mortgages, home equity loans and lines of credit, vehicle financing, personal loans, credit cards, and deposit account management. Additionally, Blend Labs supplies a specialized suite of tools designed to streamline the entire homeownership process for individuals, covering aspects like loan closing, income validation for mortgages, property insurance, and real estate services. The firm also conducts title examination processes for insurance policies, manages escrow, handles closing and settlement services, and performs various trustee duties, alongside delivering expert professional and advisory services. Its clientele encompasses a broad spectrum of financial entities, including banks, credit unions, financial technology firms, and independent mortgage providers.
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