Bank of Utica (BKUTK)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USDTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 40 | 57 | 23 | 33 | 10 | 50 | - | - |
| Operating profit | $m | 40 | - | ||||||
| Net profit | $m | 24 | 39 | 12 | 19 | 20 | 33 | - | - |
| EPS reported | $ | 130.2 | - | ||||||
| Operating cashflow per share | $ | 74.59 | - | ||||||
| Capex per share | $ | 0.88 | - | ||||||
| FCF per share | $ | 73.71 | - | ||||||
| Free cash flow | $m | 18 | - | ||||||
| Net debt | $m | -47 | - | ||||||
| Book value equity | $m | 359 | - | ||||||
| Book value per share | $ | 1,437 | - | ||||||
| Number of shares | m | 0.25 | - | ||||||
| DPS (TTM paid) | $ | 19.50 | - |
Financial summary
Financials in USDTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 3.97 | - | ||||||
| P/B LTM | x | 0.36 | - | ||||||
| P/S LTM | x | 2.59 | - | ||||||
| P/FCF LTM | x | 7.01 | - | ||||||
| EV/EBITDA LTM | x | 2.00 | - | ||||||
| EV/Sales LTM | x | 1.07 | - | ||||||
| Earnings Yield LTM | % | 25.19% | - | ||||||
| FCF Yield | % | 14.26% | - | ||||||
| Quality | |||||||||
| ROE | % | 9.06% | - | ||||||
| ROIC | % | 2.31% | - | ||||||
| Operating margin | % | 52.58% | - | ||||||
| Gross margin | % | 64.74% | - | ||||||
| FCF/Sales | % | 23.94% | - | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +62.60% | - | ||||||
| Sales Growth YoY | % | +383.44% | - | ||||||
| Net Income Growth YoY | % | +62.60% | - | ||||||
| FCF Growth | % | -1.74% | - | ||||||
| Operating Profit Growth | % | +62.68% | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 3.72% | - | ||||||
| Dividend Growth | % | +2.63% | - | ||||||
| Payout Ratio | % | 14.78% | - | ||||||
| FCF/Debt | x | - | - | ||||||
| Net Debt/EBITDA | x | -1.14 | - | ||||||
| EBIT/Net interest | x | 1.49 | - | ||||||
| Net debt/market cap | % | 0.00% | - | ||||||
| Net debt/Equity | x | -0.13 | - | ||||||
| Gross debt/equity | x | 0.00 | - | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Bank of Utica, along with its subsidiary, provides a complete suite of commercial banking products and services to clients located in Utica, New York. The institution offers a diverse range of deposit options, including individual and corporate checking accounts, savings accounts, money market accounts, various retirement plans, health savings accounts, and certificates of deposit. Its lending portfolio is equally extensive, catering to both businesses and individuals. Commercial clients can access business lines of credit, commercial real estate loans, both short-term and extended financing, funding against accounts receivable and inventory, and participation in federal and New York State government loan programs. For personal banking, the bank provides installment loans, vehicle financing, home mortgages, and home equity loans. Furthermore, Bank of Utica offers a wide array of supplementary services. These include real-time account monitoring, efficient fund transfers and management, remote check deposit capabilities, bill payment services, immediate stop payment processing, check reconciliation, domestic wire transfers, and convenient check reordering. The bank also facilitates ACH processing, notably for payroll, and provides comprehensive online and mobile banking platforms that support online bill payment, mobile deposits, and direct deposits. Customers also benefit from debit and ATM cards, round-the-clock telephone banking support, and conventional in-branch services. Additionally, the bank strategically invests in securities. Bank of Utica was founded in 1927 and maintains its primary operations in Utica, New York.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Bank of Utica, along with its subsidiary, provides a complete suite of commercial banking products and services to clients located in Utica, New York. The institution offers a diverse range of deposit options, including individual and corporate checking accounts, savings accounts, money market accounts, various retirement plans, health savings accounts, and certificates of deposit. Its lending portfolio is equally extensive, catering to both businesses and individuals. Commercial clients can access business lines of credit, commercial real estate loans, both short-term and extended financing, funding against accounts receivable and inventory, and participation in federal and New York State government loan programs. For personal banking, the bank provides installment loans, vehicle financing, home mortgages, and home equity loans. Furthermore, Bank of Utica offers a wide array of supplementary services. These include real-time account monitoring, efficient fund transfers and management, remote check deposit capabilities, bill payment services, immediate stop payment processing, check reconciliation, domestic wire transfers, and convenient check reordering. The bank also facilitates ACH processing, notably for payroll, and provides comprehensive online and mobile banking platforms that support online bill payment, mobile deposits, and direct deposits. Customers also benefit from debit and ATM cards, round-the-clock telephone banking support, and conventional in-branch services. Additionally, the bank strategically invests in securities. Bank of Utica was founded in 1927 and maintains its primary operations in Utica, New York.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free