BankUnited, Inc. (BKU)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 885 | 930 | 991 | 961 | 1,013 | 1,337 | 1,134 | - |
| Operating profit | $m | 357 | 183 | ||||||
| Net profit | $m | 198 | 415 | 285 | 179 | 232 | 268 | 274 | 300 |
| EPS reported | $ | 3.54 | 3.57 | ||||||
| Operating cashflow per share | $ | 4.71 | 4.88 | ||||||
| Capex per share | $ | 0.00 | 0.00 | ||||||
| FCF per share | $ | 4.71 | 4.88 | ||||||
| Free cash flow | $m | 359 | 372 | ||||||
| Net debt | $m | 1,677 | -7,472 | ||||||
| Book value equity | $m | 3,054 | 3,003 | ||||||
| Book value per share | $ | 39.68 | 39.03 | ||||||
| Number of shares | m | 76.96 | 76.96 | ||||||
| DPS (TTM paid) | $ | 1.22 | 1.61 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.59 | 12.06 | ||||||
| P/B LTM | x | 1.11 | 1.13 | ||||||
| P/S LTM | x | 2.54 | 2.99 | ||||||
| P/FCF LTM | x | 9.46 | 9.13 | ||||||
| EV/EBITDA LTM | x | 13.09 | 26.83 | ||||||
| EV/Sales LTM | x | 2.40 | 2.80 | ||||||
| Earnings Yield LTM | % | +7.94% | +8.29% | ||||||
| FCF Yield | % | +10.57% | +10.95% | ||||||
| Quality | |||||||||
| ROE | % | +8.79% | +9.04% | ||||||
| ROIC | % | +0.77% | +2.35% | ||||||
| Operating margin | % | +16.68% | +9.83% | ||||||
| Gross margin | % | +49.49% | +44.85% | ||||||
| FCF/Sales | % | +16.74% | +19.92% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +14.94% | +15.91% | ||||||
| Sales Growth YoY | % | +31.95% | +11.91% | ||||||
| Net Income Growth YoY | % | +15.44% | +17.72% | ||||||
| FCF Growth | % | -17.33% | -14.34% | ||||||
| Operating Profit Growth | % | +12.95% | -42.04% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.71% | +2.76% | ||||||
| Dividend Growth | % | +7.02% | +41.23% | ||||||
| Payout Ratio | % | +33.74% | +34.83% | ||||||
| FCF/Debt | x | 0.18 | 0.17 | ||||||
| Net Debt/EBITDA | x | 4.47 | 9.62 | ||||||
| EBIT/Net interest | x | 0.44 | 0.25 | ||||||
| Net debt/market cap | % | +55.87% | +65.03% | ||||||
| Net debt/Equity | x | 0.55 | -2.49 | ||||||
| Gross debt/equity | x | 0.65 | 0.74 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
BankUnited, Inc. serves as the holding company for BankUnited, its national banking subsidiary, which delivers a comprehensive array of financial services throughout the United States. The company's product suite includes various deposit options such as checking, money market, and savings accounts, as well as certificates of deposit. It also extends services like treasury management, commercial payments, and cash management solutions. Its extensive loan portfolio covers diverse commercial financing, including equipment loans, both secured and unsecured lines of credit, formula-based lending, and financing for owner-occupied commercial real estate (term loans and lines). Other commercial offerings include mortgage warehouse facilities, letters of credit, commercial credit cards, and specialized funding through the Small Business Administration (SBA), U.S. Department of Agriculture (USDA), and Export-Import Bank (Ex-Im Bank). The bank also facilitates trade finance and credit facilities for business acquisitions. Beyond commercial lending, its services encompass general commercial real estate loans, residential mortgages, and a range of other consumer loans. For customer convenience, BankUnited also provides online, mobile, and telephone banking services. As of December 31, 2021, its operations were supported by 63 banking centers across 13 Florida counties and an additional four branches in the New York metropolitan area. BankUnited, Inc., which was formerly known as BU Financial Corporation, was incorporated in 2009 and has its headquarters in Miami Lakes, Florida.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
BankUnited, Inc. serves as the holding company for BankUnited, its national banking subsidiary, which delivers a comprehensive array of financial services throughout the United States. The company's product suite includes various deposit options such as checking, money market, and savings accounts, as well as certificates of deposit. It also extends services like treasury management, commercial payments, and cash management solutions. Its extensive loan portfolio covers diverse commercial financing, including equipment loans, both secured and unsecured lines of credit, formula-based lending, and financing for owner-occupied commercial real estate (term loans and lines). Other commercial offerings include mortgage warehouse facilities, letters of credit, commercial credit cards, and specialized funding through the Small Business Administration (SBA), U.S. Department of Agriculture (USDA), and Export-Import Bank (Ex-Im Bank). The bank also facilitates trade finance and credit facilities for business acquisitions. Beyond commercial lending, its services encompass general commercial real estate loans, residential mortgages, and a range of other consumer loans. For customer convenience, BankUnited also provides online, mobile, and telephone banking services. As of December 31, 2021, its operations were supported by 63 banking centers across 13 Florida counties and an additional four branches in the New York metropolitan area. BankUnited, Inc., which was formerly known as BU Financial Corporation, was incorporated in 2009 and has its headquarters in Miami Lakes, Florida.
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