Better Home & Finance Holding Company (BETR)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 0 | 1,312 | 395 | 89 | 120 | 191 | 212 | 209 |
| Operating profit | $m | -123 | -123 | ||||||
| Net profit | $m | -0 | -301 | -877 | -536 | -206 | -166 | -180 | -115 |
| EPS reported | $ | -10.82 | -11.02 | ||||||
| Operating cashflow per share | $ | -15.14 | -12.47 | ||||||
| Capex per share | $ | 0.08 | 0.19 | ||||||
| FCF per share | $ | -15.22 | -12.66 | ||||||
| Free cash flow | $m | -233 | -236 | ||||||
| Net debt | $m | 390 | 541 | ||||||
| Book value equity | $m | 37 | 58 | ||||||
| Book value per share | $ | 2.42 | 3.10 | ||||||
| Number of shares | m | 15.34 | 18.65 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | - | ||||||
| P/B LTM | x | 13.44 | 8.63 | ||||||
| P/S LTM | x | 2.61 | 2.36 | ||||||
| P/FCF LTM | x | -2.14 | -2.11 | ||||||
| EV/EBITDA LTM | x | -9.17 | -9.08 | ||||||
| EV/Sales LTM | x | 5.22 | 3.65 | ||||||
| Earnings Yield LTM | % | -33.20% | -66.64% | ||||||
| FCF Yield | % | -46.71% | -47.28% | ||||||
| Quality | |||||||||
| ROE | % | -446.09% | -465.27% | ||||||
| ROIC | % | -8.19% | -7.89% | ||||||
| Operating margin | % | -64.26% | -58.11% | ||||||
| Gross margin | % | +77.72% | +79.05% | ||||||
| FCF/Sales | % | -121.93% | -111.61% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | +59.41% | +76.30% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | -0.38 | -0.36 | ||||||
| Net Debt/EBITDA | x | -4.58 | -4.96 | ||||||
| EBIT/Net interest | x | -2.87 | -3.22 | ||||||
| Net debt/market cap | % | +1.22% | +2.90% | ||||||
| Net debt/Equity | x | 10.50 | 9.35 | ||||||
| Gross debt/equity | x | 16.55 | 11.36 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Better Home & Finance Holding Company operates as a U.S.-based enterprise dedicated to various facets of homeownership. The company provides a comprehensive suite of mortgage products, including Government-Sponsored Enterprise (GSE) conforming loans, FHA-insured loans, VA-guaranteed loans, and jumbo loans. These lending solutions are offered to a diverse client base that encompasses GSEs, banks, insurance providers, asset managers, and mortgage real estate investment trusts. Additionally, its service portfolio extends to real estate agency, title insurance, settlement coordination, and homeowners' insurance. Formerly known as Better Mortgage Corporation, the company officially rebranded to Better Home & Finance Holding Company in August 2023. Its corporate headquarters are located in New York, New York.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Better Home & Finance Holding Company (BETR)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Better Home & Finance Holding Company operates as a U.S.-based enterprise dedicated to various facets of homeownership. The company provides a comprehensive suite of mortgage products, including Government-Sponsored Enterprise (GSE) conforming loans, FHA-insured loans, VA-guaranteed loans, and jumbo loans. These lending solutions are offered to a diverse client base that encompasses GSEs, banks, insurance providers, asset managers, and mortgage real estate investment trusts. Additionally, its service portfolio extends to real estate agency, title insurance, settlement coordination, and homeowners' insurance. Formerly known as Better Mortgage Corporation, the company officially rebranded to Better Home & Finance Holding Company in August 2023. Its corporate headquarters are located in New York, New York.
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