Axos Financial, Inc. (AX)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 572 | 633 | 705 | 890 | 1,073 | 1,242 | 1,480 | 1,480 |
| Operating profit | $m | 647 | 647 | ||||||
| Net profit | $m | 183 | 216 | 241 | 307 | 450 | 433 | 490 | 490 |
| EPS reported | $ | 8.48 | 8.47 | ||||||
| Operating cashflow per share | $ | 9.84 | 9.48 | ||||||
| Capex per share | $ | 4.70 | 0.65 | ||||||
| FCF per share | $ | 5.14 | 1.12 | ||||||
| Free cash flow | $m | - | 462 | ||||||
| Net debt | $m | 528 | -89 | ||||||
| Book value equity | $m | 3,166 | 3,166 | ||||||
| Book value per share | $ | 54.75 | 54.84 | ||||||
| Number of shares | m | 57.84 | 57.74 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.17 | 10.45 | ||||||
| P/B LTM | x | 1.74 | 1.37 | ||||||
| P/S LTM | x | 3.10 | 2.92 | ||||||
| P/FCF LTM | x | 18.95 | 9.35 | ||||||
| EV/EBITDA LTM | x | 6.40 | 3.80 | ||||||
| EV/Sales LTM | x | 3.38 | 2.55 | ||||||
| Earnings Yield LTM | % | +14.19% | +9.57% | ||||||
| FCF Yield | % | +5.28% | +10.69% | ||||||
| Quality | |||||||||
| ROE | % | +15.49% | +16.41% | ||||||
| ROIC | % | +9.75% | +1.63% | ||||||
| Operating margin | % | +29.52% | +29.52% | ||||||
| Gross margin | % | +62.97% | +62.97% | ||||||
| FCF/Sales | % | +13.29% | +2.89% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +14.13% | +10.57% | ||||||
| Sales Growth YoY | % | +19.22% | +37.92% | ||||||
| Net Income Growth YoY | % | +13.27% | +8.97% | ||||||
| FCF Growth | % | - | +71.51% | ||||||
| Operating Profit Growth | % | +5.42% | +1.76% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | - | 0.43 | ||||||
| Net Debt/EBITDA | x | -0.05 | 0.02 | ||||||
| EBIT/Net interest | x | 0.91 | 0.91 | ||||||
| Net debt/market cap | % | +19.46% | +23.05% | ||||||
| Net debt/Equity | x | 0.17 | -0.03 | ||||||
| Gross debt/equity | x | 0.22 | 0.34 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as structured settlements, Small Business Administration (SBA) loans, and securities-backed financing. Beyond its core banking activities, Axos provides extensive services, including ACH origination, wire transfers, commercial check printing, and tools for business bill payment and account transfers. Digital solutions such as remote and mobile deposit, lockbox services, merchant payment processing, and online payment portals are readily available. Clients benefit from concierge banking, mobile and text message banking, diverse payment services, and access to debit cards, credit cards, and digital wallets. In its Securities Business, Axos facilitates disclosed clearing services and comprehensive back-office support. This encompasses record keeping, trade reporting, accounting, general administrative support, securities and margin lending, reorganization assistance, and the secure custody of securities. The company also offers financing solutions to its brokerage clients. The institution, previously known as BofI Holding, Inc., adopted its current name, Axos Financial, Inc., in September 2018.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as structured settlements, Small Business Administration (SBA) loans, and securities-backed financing. Beyond its core banking activities, Axos provides extensive services, including ACH origination, wire transfers, commercial check printing, and tools for business bill payment and account transfers. Digital solutions such as remote and mobile deposit, lockbox services, merchant payment processing, and online payment portals are readily available. Clients benefit from concierge banking, mobile and text message banking, diverse payment services, and access to debit cards, credit cards, and digital wallets. In its Securities Business, Axos facilitates disclosed clearing services and comprehensive back-office support. This encompasses record keeping, trade reporting, accounting, general administrative support, securities and margin lending, reorganization assistance, and the secure custody of securities. The company also offers financing solutions to its brokerage clients. The institution, previously known as BofI Holding, Inc., adopted its current name, Axos Financial, Inc., in September 2018.
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