Aareal Bank AG, along with its subsidiaries, offers financial services, software products, digital tools, and payment processing applications to the real estate industry and related sectors throughout Germany, North America, Asia Pacific, and worldwide. The company operates through three main divisions: Structured Property Financing, Banking & Digital solutions, and Aareon. The Structured Property Financing segment provides financing and refinancing solutions for a variety of property types, including office buildings, hotels, shopping centers, retail spaces, logistics facilities, residential properties, and student housing. This segment also raises capital through instruments such as deposits, registered and bearer Pfandbriefe (secured bonds), promissory notes, medium-term debt securities, private placements, and other subordinated debt issues, specifically encompassing mortgage and public sector Pfandbriefe. The Banking & Digital solutions segment delivers a range of services and products for the housing, commercial property, and energy and waste disposal industries, including specialized banking, payment systems, and optimized business processes. The Aareon division supplies IT systems consultancy and advisory services, enterprise resource planning (ERP) systems, software solutions, hosting, Software as a Service (SaaS), and in-house support. Aareal Bank AG was founded in 1923 and is headquartered in Wiesbaden, Germany.