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Stock profile

American River Bankshares (AMRB)

Country: United States of AmericaSector: Financial ServicesIndustry: Banks - RegionalExchange: NASDAQ

Delisted · last close 6 Aug 2021

Current price
20.91 USD+2.00%
Last close 6 Aug 2021
Benchmarks

Key financial summary

Financials in USD
201520162017201820192020TTM
Total net revenue$m21212021222629
Operating profit$m107
Net profit$m5635679
EPS reported$1.201.50
Operating cashflow per share$1.131.13
Capex per share$0.030.03
FCF per share$1.091.09
Free cash flow$m611
Net debt$m-329-104
Book value equity$m9395
Book value per share$15.8416.02
Number of sharesm5.885.95
DPS (TTM paid)$0.280.00

Financial summary

Financials in USD
201520162017201820192020TTM
Value
P/E TTMx10.96-
P/B LTMx0.831.31
P/S LTMx2.944.34
P/FCF LTMx12.0411.41
EV/EBITDA LTMx4.801.49
EV/Sales LTMx2.000.70
Earnings Yield LTM%9.12%5.74%
FCF Yield%8.31%8.76%
Quality
ROE%7.58%8.02%
ROIC%23.24%23.24%
Operating margin%34.52%34.52%
Gross margin%100.00%100.00%
FCF/Sales%23.07%23.07%
Growth and momentum
EPS Growth YoY%+27.66%+40.19%
Sales Growth YoY%+17.05%+18.72%
Net Income Growth YoY%+28.27%+42.30%
FCF Growth%-14.63%+81.81%
Operating Profit Growth%-2.45%-31.92%
Dividend and capital structure
Dividend Yield%2.13%0.00%
Dividend Growth%+16.67%-
Payout Ratio%23.33%23.33%
FCF/Debtx0.310.79
Net Debt/EBITDAx-1.88-1.88
EBIT/Net interestx6.086.08
Net debt/market cap%-425.16%-83.80%
Net debt/Equityx-3.53-1.09
Gross debt/equityx0.220.14

Company overview

American River Bankshares functions as a financial services holding company, headquartered in Rancho Cordova, California, with a workforce of 104 full-time employees. Its central banking subsidiary, American River Bank, is primarily dedicated to addressing the commercial banking requirements of small to medium-sized enterprises. The Bank provides a comprehensive suite of deposit products, including checking, savings, money market accounts, and certificates of deposit. Additionally, it furnishes a variety of loan facilities, such as secured and unsecured commercial credit, real estate-backed financing, and other installment and term loans, along with typical banking provisions. A key service offering is lease financing for a wide array of business equipment, ranging from software to large-scale construction machinery. The company extends its services to communities within Sacramento, Placer, Yolo, El Dorado, Sonoma, and Amador counties. Through loan production offices situated in San Jose and San Ramon, it also reaches Alameda, Contra Costa, and Santa Clara Counties. Its diverse loan portfolio encompasses real estate construction loans, lease financing receivables, agricultural loans, and consumer loans.

WebsiteN/A
IndustryBanks - Regional
Trades inUSD

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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 6 Aug 2021

American River Bankshares (AMRB)

AMRB · NASDAQ · Financial Services
20.91 USD+2.00%
Benchmarks
Financialsin USD
20192020TTM
About

American River Bankshares functions as a financial services holding company, headquartered in Rancho Cordova, California, with a workforce of 104 full-time employees. Its central banking subsidiary, American River Bank, is primarily dedicated to addressing the commercial banking requirements of small to medium-sized enterprises. The Bank provides a comprehensive suite of deposit products, including checking, savings, money market accounts, and certificates of deposit. Additionally, it furnishes a variety of loan facilities, such as secured and unsecured commercial credit, real estate-backed financing, and other installment and term loans, along with typical banking provisions. A key service offering is lease financing for a wide array of business equipment, ranging from software to large-scale construction machinery. The company extends its services to communities within Sacramento, Placer, Yolo, El Dorado, Sonoma, and Amador counties. Through loan production offices situated in San Jose and San Ramon, it also reaches Alameda, Contra Costa, and Santa Clara Counties. Its diverse loan portfolio encompasses real estate construction loans, lease financing receivables, agricultural loans, and consumer loans.

IndustryBanks - Regional
Trades inUSD

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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