Amalgamated Financial Corp. (AMAL)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 213 | 203 | 267 | 286 | 316 | 331 | 362 | - |
| Operating profit | $m | 140 | 151 | ||||||
| Net profit | $m | 46 | 53 | 81 | 88 | 106 | 104 | 113 | 122 |
| EPS reported | $ | 3.41 | 3.75 | ||||||
| Operating cashflow per share | $ | 4.54 | 5.49 | ||||||
| Capex per share | $ | 0.05 | 0.70 | ||||||
| FCF per share | $ | 4.49 | 4.78 | ||||||
| Free cash flow | $m | 134 | 143 | ||||||
| Net debt | $m | 29 | 75 | ||||||
| Book value equity | $m | 794 | 835 | ||||||
| Book value per share | $ | 26.24 | 27.66 | ||||||
| Number of shares | m | 30.27 | 30.19 | ||||||
| DPS (TTM paid) | $ | 0.56 | 0.65 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.39 | 12.61 | ||||||
| P/B LTM | x | 1.21 | 1.15 | ||||||
| P/S LTM | x | 2.90 | 2.65 | ||||||
| P/FCF LTM | x | 7.13 | 6.71 | ||||||
| EV/EBITDA LTM | x | 7.23 | 6.69 | ||||||
| EV/Sales LTM | x | 2.30 | 3.18 | ||||||
| Earnings Yield LTM | % | +10.65% | +7.93% | ||||||
| FCF Yield | % | +14.02% | +14.91% | ||||||
| Quality | |||||||||
| ROE | % | +13.15% | +14.12% | ||||||
| ROIC | % | +1.18% | +1.21% | ||||||
| Operating margin | % | +30.79% | +31.03% | ||||||
| Gross margin | % | +70.28% | +69.79% | ||||||
| FCF/Sales | % | +29.54% | +29.45% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -0.87% | +9.01% | ||||||
| Sales Growth YoY | % | +4.46% | +14.39% | ||||||
| Net Income Growth YoY | % | -1.87% | +6.56% | ||||||
| FCF Growth | % | +9.91% | +16.90% | ||||||
| Operating Profit Growth | % | -3.59% | +3.66% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.79% | +1.32% | ||||||
| Dividend Growth | % | +21.74% | +41.30% | ||||||
| Payout Ratio | % | +16.67% | +21.23% | ||||||
| FCF/Debt | x | 1.43 | 1.81 | ||||||
| Net Debt/EBITDA | x | 0.62 | 0.48 | ||||||
| EBIT/Net interest | x | 1.13 | 1.22 | ||||||
| Net debt/market cap | % | +8.53% | +4.74% | ||||||
| Net debt/Equity | x | 0.04 | 0.09 | ||||||
| Gross debt/equity | x | 0.12 | 0.09 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Amalgamated Financial Corp., established in New York in 1923, operates as the parent company for Amalgamated Bank. This institution delivers a comprehensive array of financial services, including commercial and retail banking, investment management, and trust and custody solutions, to businesses and individual customers across the United States. Its banking provisions encompass various deposit accounts, from non-interest bearing and interest-bearing checking to savings, money market, and certificates of deposit. On the lending side, Amalgamated extends commercial loans for industrial, multi-family, and general real estate purposes, in addition to retail loans like residential mortgages and consumer credit. Beyond core banking, the company facilitates online banking, bill payment, cash management, and safe deposit box rentals, while also providing debit and ATM cards. Its specialized trust, custody, and investment management operations cover asset safekeeping, corporate action handling, income collection, proxy services, and asset transfers and conversion management. Furthermore, it offers diverse investment products, such as equity, fixed-income, real estate, and alternative investments, alongside brokerage, asset management, and insurance products. Amalgamated Financial Corp. serves its clientele through a digital banking platform and a network of physical offices, including three branches in New York City, one in Washington, D.C., one in San Francisco, and a commercial office in Boston.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Amalgamated Financial Corp. (AMAL)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Amalgamated Financial Corp., established in New York in 1923, operates as the parent company for Amalgamated Bank. This institution delivers a comprehensive array of financial services, including commercial and retail banking, investment management, and trust and custody solutions, to businesses and individual customers across the United States. Its banking provisions encompass various deposit accounts, from non-interest bearing and interest-bearing checking to savings, money market, and certificates of deposit. On the lending side, Amalgamated extends commercial loans for industrial, multi-family, and general real estate purposes, in addition to retail loans like residential mortgages and consumer credit. Beyond core banking, the company facilitates online banking, bill payment, cash management, and safe deposit box rentals, while also providing debit and ATM cards. Its specialized trust, custody, and investment management operations cover asset safekeeping, corporate action handling, income collection, proxy services, and asset transfers and conversion management. Furthermore, it offers diverse investment products, such as equity, fixed-income, real estate, and alternative investments, alongside brokerage, asset management, and insurance products. Amalgamated Financial Corp. serves its clientele through a digital banking platform and a network of physical offices, including three branches in New York City, one in Washington, D.C., one in San Francisco, and a commercial office in Boston.
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