Community Capital Bancshares, Inc. (ALBY)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 9 | 8 | 9 | 11 | 12 | 13 | 13 | - |
| Operating profit | $m | 6 | 7 | ||||||
| Net profit | $m | 2 | 2 | 3 | 4 | 4 | 5 | 5 | - |
| EPS reported | $ | 3.78 | 3.94 | ||||||
| Operating cashflow per share | $ | 4.08 | 0.00 | ||||||
| Capex per share | $ | 0.51 | 0.00 | ||||||
| FCF per share | $ | 3.57 | 0.00 | ||||||
| Free cash flow | $m | 5 | 0 | ||||||
| Net debt | $m | -38 | 3 | ||||||
| Book value equity | $m | 31 | 31 | ||||||
| Book value per share | $ | 24.12 | 24.01 | ||||||
| Number of shares | m | 1.3 | 1.3 | ||||||
| DPS (TTM paid) | $ | 2.05 | 2.05 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 7.74 | 8.83 | ||||||
| P/B LTM | x | 1.21 | 1.21 | ||||||
| P/S LTM | x | 2.99 | 2.88 | ||||||
| P/FCF LTM | x | 8.20 | 0.00 | ||||||
| EV/EBITDA LTM | x | 6.42 | 6.14 | ||||||
| EV/Sales LTM | x | 3.24 | 3.46 | ||||||
| Earnings Yield LTM | % | +12.92% | +11.33% | ||||||
| FCF Yield | % | +12.20% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +15.68% | +16.36% | ||||||
| ROIC | % | +1.75% | +1.83% | ||||||
| Operating margin | % | +50.45% | +50.78% | ||||||
| Gross margin | % | +100.00% | +100.00% | ||||||
| FCF/Sales | % | +36.46% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +10.53% | +15.20% | ||||||
| Sales Growth YoY | % | +6.07% | +10.11% | ||||||
| Net Income Growth YoY | % | +10.18% | +14.97% | ||||||
| FCF Growth | % | +17.31% | -100.00% | ||||||
| Operating Profit Growth | % | -46.40% | -43.99% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +6.84% | +6.17% | ||||||
| Dividend Growth | % | +2.50% | +2.50% | ||||||
| Payout Ratio | % | +52.92% | +52.89% | ||||||
| FCF/Debt | x | 1.14 | 0.00 | ||||||
| Net Debt/EBITDA | x | 0.50 | 0.48 | ||||||
| EBIT/Net interest | x | 0.00 | 0.00 | ||||||
| Net debt/market cap | % | +10.66% | +9.55% | ||||||
| Net debt/Equity | x | -1.21 | 0.10 | ||||||
| Gross debt/equity | x | 0.13 | 0.13 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Community Capital Bancshares, Inc. functions as the holding company for its subsidiary, AB&T, which delivers a comprehensive suite of banking and financial services to a clientele consisting of both individual consumers and corporate businesses. The institution facilitates various deposit solutions, such as checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. Its lending portfolio is extensive, covering financing for commercial and residential real estate, general commercial loans, financial loans, agricultural credits, consumer installment loans, overdraft facilities, other revolving credit options, and educational funding. Additionally, the company provides crucial financial tools including money transfers, bill payment, remote check deposit capture, ACH origination, and merchant services. Customers can also access convenient digital banking through online platforms, mobile applications, and text message services. This entity was established in 1998 and is based out of Albany, Georgia.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Community Capital Bancshares, Inc. (ALBY)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Community Capital Bancshares, Inc. functions as the holding company for its subsidiary, AB&T, which delivers a comprehensive suite of banking and financial services to a clientele consisting of both individual consumers and corporate businesses. The institution facilitates various deposit solutions, such as checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. Its lending portfolio is extensive, covering financing for commercial and residential real estate, general commercial loans, financial loans, agricultural credits, consumer installment loans, overdraft facilities, other revolving credit options, and educational funding. Additionally, the company provides crucial financial tools including money transfers, bill payment, remote check deposit capture, ACH origination, and merchant services. Customers can also access convenient digital banking through online platforms, mobile applications, and text message services. This entity was established in 1998 and is based out of Albany, Georgia.
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