The Adirondack Trust Company (ADKT)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USDTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 62 | 66 | 68 | 55 | 48 | 75 | - | - |
| Operating profit | $m | 20 | - | ||||||
| Net profit | $m | 8 | 14 | 17 | 13 | 12 | 15 | - | - |
| EPS reported | $ | 198.4 | - | ||||||
| Operating cashflow per share | $ | 0.00 | - | ||||||
| Capex per share | $ | 0.00 | - | ||||||
| FCF per share | $ | 0.00 | - | ||||||
| Free cash flow | $m | 0 | - | ||||||
| Net debt | $m | -350 | - | ||||||
| Book value equity | $m | 190 | - | ||||||
| Book value per share | $ | 2,473 | - | ||||||
| Number of shares | m | 0.08 | - | ||||||
| DPS (TTM paid) | $ | 29.63 | - |
Financial summary
Financials in USDTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 2.68 | - | ||||||
| P/B LTM | x | 0.21 | - | ||||||
| P/S LTM | x | 0.54 | - | ||||||
| P/FCF LTM | x | 0.00 | - | ||||||
| EV/EBITDA LTM | x | -15.71 | - | ||||||
| EV/Sales LTM | x | -3.26 | - | ||||||
| Earnings Yield LTM | % | +37.31% | - | ||||||
| FCF Yield | % | 0.00% | - | ||||||
| Quality | |||||||||
| ROE | % | +8.02% | - | ||||||
| ROIC | % | +6.74% | - | ||||||
| Operating margin | % | +20.77% | - | ||||||
| Gross margin | % | +79.42% | - | ||||||
| FCF/Sales | % | 0.00% | - | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +26.87% | - | ||||||
| Sales Growth YoY | % | +58.41% | - | ||||||
| Net Income Growth YoY | % | +26.87% | - | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +28.55% | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +8.29% | - | ||||||
| Dividend Growth | % | -49.13% | - | ||||||
| Payout Ratio | % | 0.00% | - | ||||||
| FCF/Debt | x | - | - | ||||||
| Net Debt/EBITDA | x | -17.79 | - | ||||||
| EBIT/Net interest | x | 1.01 | - | ||||||
| Net debt/market cap | % | 0.00% | - | ||||||
| Net debt/Equity | x | -1.84 | - | ||||||
| Gross debt/equity | x | 0.00 | - | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
The Adirondack Trust Company, established in 1901 and headquartered in Saratoga Springs, New York, offers a comprehensive suite of banking and financial services to both individual and business clients throughout New York State. The company provides fundamental banking tools such as various checking and savings accounts, direct deposit services, and convenient check reordering. Its extensive lending portfolio caters to both personal and commercial needs. For individuals, options include diverse home mortgages (available as fixed-rate, adjustable-rate, construction, refinance, home equity, home equity lines of credit, and first-time homebuyer programs), home improvement loans, auto loans, personal loans, and term loans. Commercial clients can access lines of credit, SBA lending products, construction and development financing, and commercial real estate loans. Beyond traditional banking, Adirondack Trust issues debit and credit cards and offers essential digital services like mobile and online banking, mobile check deposits, and overdraft checking. Business-specific solutions include merchant processing, wire transfers, night depository, and ACH origination services. The institution also delivers specialized wealth management, encompassing financial planning, investment management, retirement planning, and estate and trust services. Furthermore, it provides a range of insurance products for auto, home, life, umbrella, renters, long-term care, and business-related coverages.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
The Adirondack Trust Company (ADKT)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
The Adirondack Trust Company, established in 1901 and headquartered in Saratoga Springs, New York, offers a comprehensive suite of banking and financial services to both individual and business clients throughout New York State. The company provides fundamental banking tools such as various checking and savings accounts, direct deposit services, and convenient check reordering. Its extensive lending portfolio caters to both personal and commercial needs. For individuals, options include diverse home mortgages (available as fixed-rate, adjustable-rate, construction, refinance, home equity, home equity lines of credit, and first-time homebuyer programs), home improvement loans, auto loans, personal loans, and term loans. Commercial clients can access lines of credit, SBA lending products, construction and development financing, and commercial real estate loans. Beyond traditional banking, Adirondack Trust issues debit and credit cards and offers essential digital services like mobile and online banking, mobile check deposits, and overdraft checking. Business-specific solutions include merchant processing, wire transfers, night depository, and ACH origination services. The institution also delivers specialized wealth management, encompassing financial planning, investment management, retirement planning, and estate and trust services. Furthermore, it provides a range of insurance products for auto, home, life, umbrella, renters, long-term care, and business-related coverages.
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