American Coastal Insurance Corporation (ACIC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 847 | 229 | 221 | 264 | 297 | 335 | 330 | 533 |
| Operating profit | $m | 143 | 133 | ||||||
| Net profit | $m | -96 | -58 | -470 | 310 | 76 | 107 | 100 | 48 |
| EPS reported | $ | 2.15 | 2.01 | ||||||
| Operating cashflow per share | $ | 1.47 | -0.64 | ||||||
| Capex per share | $ | 0.00 | 0.01 | ||||||
| FCF per share | $ | 1.46 | -0.65 | ||||||
| Free cash flow | $m | 71 | -31 | ||||||
| Net debt | $m | -162 | -179 | ||||||
| Book value equity | $m | 318 | 341 | ||||||
| Book value per share | $ | 6.38 | 6.91 | ||||||
| Number of shares | m | 49.78 | 49.3 | ||||||
| DPS (TTM paid) | $ | 0.75 | 0.75 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 5.87 | 4.61 | ||||||
| P/B LTM | x | 1.93 | 1.80 | ||||||
| P/S LTM | x | 1.83 | 1.85 | ||||||
| P/FCF LTM | x | 8.64 | -19.73 | ||||||
| EV/EBITDA LTM | x | 3.25 | 3.70 | ||||||
| EV/Sales LTM | x | 1.69 | 1.20 | ||||||
| Earnings Yield LTM | % | +17.04% | +21.69% | ||||||
| FCF Yield | % | +11.58% | -5.07% | ||||||
| Quality | |||||||||
| ROE | % | +33.64% | +30.43% | ||||||
| ROIC | % | +22.35% | +19.81% | ||||||
| Operating margin | % | +42.55% | +40.30% | ||||||
| Gross margin | % | +86.27% | +70.05% | ||||||
| FCF/Sales | % | +21.13% | -9.39% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +40.52% | +31.37% | ||||||
| Sales Growth YoY | % | +13.07% | +11.37% | ||||||
| Net Income Growth YoY | % | +41.10% | +32.33% | ||||||
| FCF Growth | % | -70.89% | - | ||||||
| Operating Profit Growth | % | +27.91% | +19.31% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.96% | +7.86% | ||||||
| Dividend Growth | % | +50.00% | +50.00% | ||||||
| Payout Ratio | % | 0.00% | +36.58% | ||||||
| FCF/Debt | x | 0.46 | -0.20 | ||||||
| Net Debt/EBITDA | x | -0.27 | -0.43 | ||||||
| EBIT/Net interest | x | 13.20 | 13.23 | ||||||
| Net debt/market cap | % | +24.39% | +32.34% | ||||||
| Net debt/Equity | x | -0.51 | -0.52 | ||||||
| Gross debt/equity | x | 0.48 | 0.45 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
American Coastal Insurance Corporation (ACIC)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.
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