Muninova Holdings Inc. (547A.T)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in JPY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | ¥bn | 121 | 132 | 144 | 163 | 189 | 215 | 221 | 214 |
| Operating profit | ¥bn | 34 | 37 | ||||||
| Net profit | ¥bn | 18 | 12 | 22 | 22 | 23 | 27 | 34 | 29 |
| EPS reported | ¥ | 56.63 | 70.00 | ||||||
| Operating cashflow per share | ¥ | -119.4 | -3,549 | ||||||
| Capex per share | ¥ | 17.21 | 68.18 | ||||||
| FCF per share | ¥ | -136.7 | -3,618 | ||||||
| Free cash flow | ¥bn | -65 | -1,733 | ||||||
| Net debt | ¥bn | 806 | 862 | ||||||
| Book value equity | ¥bn | 241 | 245 | ||||||
| Book value per share | ¥ | 504.0 | 510.8 | ||||||
| Number of shares | m | 478.94 | 478.99 | ||||||
| DPS (TTM paid) | ¥ | 12.00 | 32.00 |
Financial summary
Financials in JPY| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.00 | 6.16 | ||||||
| P/B LTM | x | 0.92 | 0.91 | ||||||
| P/S LTM | x | 1.04 | 1.01 | ||||||
| P/FCF LTM | x | -3.41 | -0.13 | ||||||
| EV/EBITDA LTM | x | 23.55 | 25.62 | ||||||
| EV/Sales LTM | x | 4.77 | 4.84 | ||||||
| Earnings Yield LTM | % | +12.50% | +16.23% | ||||||
| FCF Yield | % | -29.33% | -776.37% | ||||||
| Quality | |||||||||
| ROE | % | +11.24% | +18.55% | ||||||
| ROIC | % | +2.43% | +1.95% | ||||||
| Operating margin | % | +15.89% | +16.76% | ||||||
| Gross margin | % | +89.65% | +84.09% | ||||||
| FCF/Sales | % | -30.49% | -785.06% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +20.72% | +49.22% | ||||||
| Sales Growth YoY | % | +13.56% | +16.75% | ||||||
| Net Income Growth YoY | % | +20.46% | +49.26% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +1.59% | +10.21% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.54% | +2.78% | ||||||
| Dividend Growth | % | +1100.00% | +3100.00% | ||||||
| Payout Ratio | % | +12.36% | +17.19% | ||||||
| FCF/Debt | x | -0.08 | -1.91 | ||||||
| Net Debt/EBITDA | x | 19.83 | 23.07 | ||||||
| EBIT/Net interest | x | 2.93 | 0.00 | ||||||
| Net debt/market cap | % | +3.89% | +4.40% | ||||||
| Net debt/Equity | x | 3.34 | 3.52 | ||||||
| Gross debt/equity | x | 3.51 | 3.71 | ||||||
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Muninova Holdings Inc. engages in the consumer finance and credit guarantee business in Japan. It offers loans for individuals and businesses; credit cards, prepaid cards, individual credit purchase arrangements, and deferred payment options; credit guarantees; and pet insurance, as well as invests in a range of businesses. The company is also involved in the leaseback, corporate restructuring, rent guarantee, and crowdfunding businesses, as well as the provision of system development, maintenance, and operation services for its clients. Aiful Corporation was founded in 1967 and is headquartered in Kyoto, Japan.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Muninova Holdings Inc. (547A.T)
No price history available.
Not enough data to calculate KvantraRank
Based on consensus from external analysts. Not Kvantra's opinion.
Muninova Holdings Inc. engages in the consumer finance and credit guarantee business in Japan. It offers loans for individuals and businesses; credit cards, prepaid cards, individual credit purchase arrangements, and deferred payment options; credit guarantees; and pet insurance, as well as invests in a range of businesses. The company is also involved in the leaseback, corporate restructuring, rent guarantee, and crowdfunding businesses, as well as the provision of system development, maintenance, and operation services for its clients. Aiful Corporation was founded in 1967 and is headquartered in Kyoto, Japan.
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