Full history for every metric is available with a Kvantra account
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 887 | 967 | 950 | 1,000 | 1,044 | 1,143 | 1,104 | 1,166 |
| Operating profit | $m | 510 | 542 | ||||||
| Net profit | $m | 175 | 173 | 114 | 135 | 177 | 294 | 193 | 305 |
| EPS reported | $ | 4.19 | 2.82 | ||||||
| Operating cashflow per share | $ | 5.13 | 7.99 | ||||||
| Capex per share | $ | 0.08 | 0.59 | ||||||
| FCF per share | $ | 5.05 | 7.41 | ||||||
| Free cash flow | $m | 349 | 493 | ||||||
| Net debt | $m | 530 | 615 | ||||||
| Book value equity | $m | 478 | 373 | ||||||
| Book value per share | $ | 6.80 | 5.55 | ||||||
| Number of shares | m | 70.2 | 67.22 | ||||||
| DPS (TTM paid) | $ | 1.78 | 1.78 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 23.96 | 29.86 | ||||||
| P/B LTM | x | 14.52 | 14.40 | ||||||
| P/S LTM | x | 6.07 | 4.86 | ||||||
| P/FCF LTM | x | 19.87 | 10.89 | ||||||
| EV/EBITDA LTM | x | 11.78 | 11.28 | ||||||
| EV/Sales LTM | x | 6.60 | 5.42 | ||||||
| Earnings Yield LTM | % | 4.17% | 3.35% | ||||||
| FCF Yield | % | 5.03% | 9.19% | ||||||
| Quality | |||||||||
| ROE | % | 61.54% | 45.47% | ||||||
| ROIC | % | 30.09% | 33.65% | ||||||
| Operating margin | % | 44.63% | 49.11% | ||||||
| Gross margin | % | 73.46% | 69.22% | ||||||
| FCF/Sales | % | 30.55% | 44.67% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +72.43% | -33.33% | ||||||
| Sales Growth YoY | % | +9.45% | +1.91% | ||||||
| Net Income Growth YoY | % | +65.91% | -35.92% | ||||||
| FCF Growth | % | +22.53% | +80.54% | ||||||
| Operating Profit Growth | % | +120.57% | +116.33% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 1.67% | 2.20% | ||||||
| Dividend Growth | % | +15.19% | +15.19% | ||||||
| Payout Ratio | % | 39.37% | 65.27% | ||||||
| FCF/Debt | x | 0.43 | 0.58 | ||||||
| Net Debt/EBITDA | x | 0.95 | 1.31 | ||||||
| EBIT/Net interest | x | 27.32 | 52.22 | ||||||
| Net debt/market cap | % | 7.64% | 11.42% | ||||||
| Net debt/Equity | x | 1.11 | 1.65 | ||||||
| Gross debt/equity | x | 1.69 | 2.26 | ||||||
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Temenos AG, founded in 1993 and headquartered in Geneva, Switzerland, is a global provider specializing in the development, marketing, and sales of integrated software systems for banking and other financial institutions. The company's extensive portfolio empowers banks with advanced solutions across various operational facets. Its core offerings include Temenos Transact, a comprehensive banking solution that integrates essential software with robust data and analytics capabilities. For streamlined payment processing, Temenos Payments delivers real-time control, superior customer service, and effective cost and risk management. The company further supports digital transformation with Temenos Infinity, a dedicated digital banking product, and Temenos Quantum, a multi-experience development platform. Specialized solutions such as Temenos Multifonds address fund administration, while the Temenos SaaS offering provides flexible cloud-based support to banks across diverse sectors and geographies. Leveraging artificial intelligence, Temenos AI aims to create frictionless customer experiences and automate business processes. Critical compliance and security concerns are handled by Temenos Financial Crime Mitigation, designed to prevent regulatory fines, detect fraud, and reduce reputational risks, alongside Temenos Regulatory Compliance for managing risk and ensuring adherence to regulations. Additionally, Temenos Analytics provides powerful reporting, analytics, and business intelligence tools. Beyond its product suite, Temenos supports a broad spectrum of banking services, including retail, private, corporate, and Islamic banking, wealth management, financial inclusion, and mobile banking. The company also offers consultancy, training, and support services to its clients. Innovation is fostered through the Temenos Developer Community, which provides an open API catalog, standardized APIs, and online resources to accelerate development. The company, previously known as Temenos Group AG, officially changed its name to Temenos AG in May 2018.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Based on consensus from external analysts. Not Kvantra's opinion.
Temenos AG, founded in 1993 and headquartered in Geneva, Switzerland, is a global provider specializing in the development, marketing, and sales of integrated software systems for banking and other financial institutions. The company's extensive portfolio empowers banks with advanced solutions across various operational facets. Its core offerings include Temenos Transact, a comprehensive banking solution that integrates essential software with robust data and analytics capabilities. For streamlined payment processing, Temenos Payments delivers real-time control, superior customer service, and effective cost and risk management. The company further supports digital transformation with Temenos Infinity, a dedicated digital banking product, and Temenos Quantum, a multi-experience development platform. Specialized solutions such as Temenos Multifonds address fund administration, while the Temenos SaaS offering provides flexible cloud-based support to banks across diverse sectors and geographies. Leveraging artificial intelligence, Temenos AI aims to create frictionless customer experiences and automate business processes. Critical compliance and security concerns are handled by Temenos Financial Crime Mitigation, designed to prevent regulatory fines, detect fraud, and reduce reputational risks, alongside Temenos Regulatory Compliance for managing risk and ensuring adherence to regulations. Additionally, Temenos Analytics provides powerful reporting, analytics, and business intelligence tools. Beyond its product suite, Temenos supports a broad spectrum of banking services, including retail, private, corporate, and Islamic banking, wealth management, financial inclusion, and mobile banking. The company also offers consultancy, training, and support services to its clients. Innovation is fostered through the Temenos Developer Community, which provides an open API catalog, standardized APIs, and online resources to accelerate development. The company, previously known as Temenos Group AG, officially changed its name to Temenos AG in May 2018.
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