Full history for every metric is available with a Kvantra account
Key financial summary
Financials in SEK| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | SEK bn | 49.7 | 55.6 | 64.5 | 80.0 | 81.6 | 76.9 | 77.9 | - |
| Operating profit | SEK bn | 38.9 | 38.8 | ||||||
| Net profit | SEK bn | 15.7 | 25.4 | 26.9 | 38.1 | 35.9 | 31.1 | 31.1 | 32.3 |
| EPS reported | SEK | 15.43 | 15.67 | ||||||
| Operating cashflow per share | SEK | 16.68 | 11.66 | ||||||
| Capex per share | SEK | 0.68 | 11.66 | ||||||
| FCF per share | SEK | 16.00 | -126.7 | ||||||
| Free cash flow | SEK bn | 32 | -248 | ||||||
| Net debt | SEK bn | 544 | 430 | ||||||
| Book value equity | SEK bn | 230 | 226 | ||||||
| Book value per share | SEK | 114.3 | 114.0 | ||||||
| Number of shares | m | 2,014 | 1,980 | ||||||
| DPS (TTM paid) | SEK | 11.00 | 11.00 |
Financial summary
Financials in SEK| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.64 | 14.27 | ||||||
| P/B LTM | x | 1.69 | 2.00 | ||||||
| P/S LTM | x | 5.05 | 5.80 | ||||||
| P/FCF LTM | x | 12.19 | -1.82 | ||||||
| EV/EBITDA LTM | x | 22.55 | 21.40 | ||||||
| EV/Sales LTM | x | 6.12 | 11.32 | ||||||
| Earnings Yield LTM | % | 7.91% | 7.01% | ||||||
| FCF Yield | % | 8.20% | -54.84% | ||||||
| Quality | |||||||||
| ROE | % | 13.49% | 13.93% | ||||||
| ROIC | % | 1.68% | 1.49% | ||||||
| Operating margin | % | 25.51% | 26.27% | ||||||
| Gross margin | % | 50.46% | 50.37% | ||||||
| FCF/Sales | % | 20.89% | -168.11% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -10.96% | -2.91% | ||||||
| Sales Growth YoY | % | -5.72% | -2.94% | ||||||
| Net Income Growth YoY | % | -13.39% | -5.69% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | -15.52% | -8.26% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 5.93% | 4.92% | ||||||
| Dividend Growth | % | -4.35% | -4.35% | ||||||
| Payout Ratio | % | 74.14% | 68.98% | ||||||
| FCF/Debt | x | 0.04 | -0.26 | ||||||
| Net Debt/EBITDA | x | 13.16 | 10.43 | ||||||
| EBIT/Net interest | x | 0.51 | 0.56 | ||||||
| Net debt/market cap | % | 140.13% | 95.04% | ||||||
| Net debt/Equity | x | 2.36 | 1.90 | ||||||
| Gross debt/equity | x | 3.67 | 4.23 | ||||||
ETFs that hold Skandinaviska Enskilda Banken
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| Capital Group International Equity ETF | CGIE | 5 | 2.46% |
| iShares MSCI Sweden ETF | EWD | 6 | 4.60% |
| iShares OMX Stockholm Capped UCITS ETF | OM3X.DE | 6 | 4.15% |
| WisdomTree International AI Enhanced Value Fund | AIVI | 4 | 2.31% |
Funds with Skandinaviska Enskilda Banken among their ten largest holdings, largest fund first.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Skandinaviska Enskilda Banken AB (publ), or SEB, is a comprehensive financial services group offering corporate, retail, investment, and private banking solutions to a diverse client base. The organization operates through distinct divisions: Large Corporates & Financial Institutions, Corporate & Private Customers, Baltic, Life, and Investment Management. SEB delivers a broad spectrum of specialized services, including in-depth research and strategic insights, alongside advisory, execution, and trading capabilities across foreign exchange, fixed income, equities, and commodity markets. Its transaction services encompass cash management, trade and supply chain finance, and various business services. The bank also provides investor services and robust investment banking expertise, which includes corporate finance advisory for mergers, acquisitions, and divestitures; equity capital market services for initial public offerings, rights issues, and placements; and debt transaction services covering bonds, corporate acquisition funding, and general refinancing. Specialized financial solutions, such as leveraged, structured, real estate, and shipping finance, are also part of its extensive portfolio. The bank actively engages in venture capital, supporting entrepreneurs and innovators. Through its asset management arm, it offers a variety of products, including equities, fixed income securities, hedge funds, commodities, and private equity solutions. Additionally, SEB provides a comprehensive range of insurance products, such as pensions, life, health, and disability coverage. Serving large corporations, financial institutions, private individuals, and small to medium-sized businesses, SEB reaches its clientele through 156 branch offices. Its international presence spans its home country of Sweden, as well as Norway, Denmark, Finland, Estonia, Latvia, Lithuania, Germany, the United Kingdom, the United States, Ireland, Luxembourg, China, Singapore, Russia, Poland, Hong Kong, and Ukraine, demonstrating a significant global footprint. Established in 1856, the bank maintains its headquarters in Stockholm, Sweden.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Skandinaviska Enskilda Banken AB (publ) (SEB-A.ST)
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| Capital Group International Equity ETF | CGIE | 5 | 2.46% |
| iShares MSCI Sweden ETF | EWD | 6 | 4.60% |
| iShares OMX Stockholm Capped UCITS ETF | OM3X.DE | 6 | 4.15% |
| WisdomTree International AI Enhanced Value Fund | AIVI | 4 | 2.31% |
Funds with Skandinaviska Enskilda Banken among their ten largest holdings, largest fund first.
Based on consensus from external analysts. Not Kvantra's opinion.
Skandinaviska Enskilda Banken AB (publ), or SEB, is a comprehensive financial services group offering corporate, retail, investment, and private banking solutions to a diverse client base. The organization operates through distinct divisions: Large Corporates & Financial Institutions, Corporate & Private Customers, Baltic, Life, and Investment Management. SEB delivers a broad spectrum of specialized services, including in-depth research and strategic insights, alongside advisory, execution, and trading capabilities across foreign exchange, fixed income, equities, and commodity markets. Its transaction services encompass cash management, trade and supply chain finance, and various business services. The bank also provides investor services and robust investment banking expertise, which includes corporate finance advisory for mergers, acquisitions, and divestitures; equity capital market services for initial public offerings, rights issues, and placements; and debt transaction services covering bonds, corporate acquisition funding, and general refinancing. Specialized financial solutions, such as leveraged, structured, real estate, and shipping finance, are also part of its extensive portfolio. The bank actively engages in venture capital, supporting entrepreneurs and innovators. Through its asset management arm, it offers a variety of products, including equities, fixed income securities, hedge funds, commodities, and private equity solutions. Additionally, SEB provides a comprehensive range of insurance products, such as pensions, life, health, and disability coverage. Serving large corporations, financial institutions, private individuals, and small to medium-sized businesses, SEB reaches its clientele through 156 branch offices. Its international presence spans its home country of Sweden, as well as Norway, Denmark, Finland, Estonia, Latvia, Lithuania, Germany, the United Kingdom, the United States, Ireland, Luxembourg, China, Singapore, Russia, Poland, Hong Kong, and Ukraine, demonstrating a significant global footprint. Established in 1856, the bank maintains its headquarters in Stockholm, Sweden.
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